Finance
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AI Can Be A Great Therapist For Many Of Your Problems
[ad_1] Although I’m convinced AI will eliminate millions of jobs and leave many young graduates unemployed and disoriented, there is one surprising positive I recently discovered: AI can be a great therapist for everyday problems. I’m not talking about replacing licensed professionals. I’m talking about something far more accessible. AI can give you knowledge to…
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Maternity leaves made it hard for B.C. couple to save. They …
[ad_1] B.C.-based couple Tina*, 38, and Brian, 37, are busy. They have three young children under the age of five, including a newborn. Still, they are trying to think long-term and save for retirement , but keeping up with expenses doesn’t leave much. “How can we invest smarter and be more tax efficient?” asked Tina.…
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*HOT* 32 Degrees: Men’s and Women’s Joggers only $9.99 today…
[ad_1] Wow! Don’t miss this great deal on 32 Degrees Joggers! Today only, 32 Degrees has their Men’s and Women’s Joggers on sale for just $9.99! This is a super great deal on these and is only valid today. Choose from several styles and colors. Plus, get free shipping on orders $24 or more when…
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Having Kids Is The Best Way To Decumulate Wealth When FIRE
[ad_1] If you are a FIRE adherent, then you have likely mastered the art of saving and investing aggressively. While your neighbors and colleagues splurge on new cars, fancy vacations, and clothes, you are quietly deploying your excess cash flow into index funds, private investments, and real estate. You buy every dip. You dollar cost…
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5 ways to unlock RRSP tax savings
[ad_1] With registered retirement savings plan (RRSP) season now in full swing, here are five ideas that can help you take full advantage of this tax-saving vehicle. Contributions in-kind If you don’t have the cash available to make an RRSP contribution by the March 2 deadline to claim the deduction on your 2025 tax return,…
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*HOT* Under Armour Men’s Fleece Pants only $19.11!
[ad_1] Score a rare discounts on these UA Fleece Pants! Under Armour has these Under Armour Fleece Men’s Pants for only $19.11 when you use promo code EXTRA50 and UA15 at checkout! Hurry — sizes are selling quickly. Even better, you can get free shipping when you buy $50+, or get free 2-day shipping with…
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2026 Real Estate Outlook: Better Times Ahead For Investors
[ad_1] Roughly 40% of my net worth is in real estate, my favorite asset class to build long term wealth for the average person. Real estate was my primary reason for being able to generate enough passive investment income to leave work in 2012. It has also been responsible for two of my largest capital…
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A love letter to those who don’t believe in RRSPs
[ad_1] With the start of the 2026 registered retirement savings plan (RRSP) season, I’m reminded of a meeting a couple of years ago. I met with a client who was interested in learning more about a sophisticated tax strategy often referred to as an “immediate financing arrangement.” The plan involves leveraging the cash value of…
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New Year’s Resolutions 2026: Less Optimizing, More Living
[ad_1] By many objective measures, 2025 was a good year. Investment returns were solid. I published another bestseller in Millionaire Milestones. My kids are healthy, happy, and continuing to grow in loving environments. On paper, I should feel satisfied. But the reality is different. The downside of writing consistently, responding to hundreds of questions, managing…
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Is $15,000 for cross-border tax help too much?
[ad_1] Rita*, 61, and Darcy, 60, built half their careers in the United States and the other half here in Canada. They now live and work in Quebec. The bulk of their retirement savings are in U.S. employer-sponsored retirement plans and they are both eligible for Social Security and Quebec Pension Plan (QPP) benefits. Ideally,…