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Holland, Michigan, Travel Guide

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  • Embrace Holland’s Dutch heritage, whether you visit during the spring Tulip Time festival or the holiday season for the town’s European-style Christmas market.
  • Experience gorgeous lake views on the shores of Lake Michigan and Lake Macatawa.
  • Stay at the family-owned Centennial Inn in Holland’s historic district to be within walking distance of downtown shops and restaurants.

Windmills, tulips, and quaint European charm—it turns out these three features, which you might typically associate with the Netherlands, also have a home stateside. Holland, Michigan, a city of roughly 35,000 located on the shores of Lake Macatawa and Lake Michigan, was settled by Dutch Calvinist separatists fleeing persecution in 1847; since then, it has evolved into a destination with a distinct look, personality, and culture. 

“Holland is the quintessential small town that everybody wishes they grew up in,” says Lucas Grill, the restaurateur behind 1983 Restaurants. “[It’s] slow, friendly, cute as a button, and yet chic and cosmopolitan enough to satisfy even the big-city folks who love to get out and have some fun.”

Content creator Emily Tieman, founder of the Emily Retro blog, agrees, saying the “picturesque Dutch village” is also notable for its “freshwater beaches with miraculous sunsets every night.” In the same vein, Holland’s natural beauty comes into play during one of its best-known events: the annual Tulip Time festival. Millions of tulips take center stage during the days-long celebration, as locals and visitors alike honor the city’s heritage and the beauty of the colorful flower.

Even when the tulips aren’t in bloom, Holland offers a variety of reasons to visit, from its exciting breweries and authentic Dutch bakery to its extensive bike trails and impressive snow-melt sidewalk system. During the holiday season, visitors can do all their shopping in a European-style Christmas market and enjoy the festive lights at Windmill Island Gardens. According to local lore, author L. Frank Baum found inspiration for “The Wonderful Wizard of Oz” while vacationing here.

If any of those aspects pique your interest, it might be time to plan a trip to western Michigan. Read on to discover how to make the most of your time in Holland, according to local experts.

Best Hotels

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Haworth Hotel at Hope College

Grill describes the Haworth Hotel as a “unique and handsomely appointed” boutique hotel. “Additionally, it sits right on the Hope College campus, giving an added boost of social atmosphere, and it’s also only a half-block off the main drag, 8th Street,” he says. With 48 guest rooms and 14 conference rooms, the multiuse space is great for groups and events, as is its on-site café, Biggby Coffee.

Centennial Inn

“I would recommend staying at a hotel or inn located in downtown Holland so you can easily walk to the best shops and restaurants,” says Tieman. Adjacent to Centennial Park in the historic district, Centennial Inn offers eight individually decorated rooms in a late-19th-century Elizabethan Revival home. The largest room has a whirlpool tub, and some accommodations are heated by quaint gas stoves.

Tulyp, Tapestry Collection by Hilton

If you have Hilton Honors points to spend (or want to earn some for your stay), book a room at Tulyp, Tapestry Collection by Hilton. Just one block from Riverview Park, the hotel is located near many of Holland’s must-see attractions, including Hope College, the Holland Museum, and Windmill Island Gardens.

Courtyard Holland Downtown

Another comfortable option in the walkable city center—especially for Marriott Bonvoy enthusiasts—is the Courtyard Holland Downtown. End your day out on the town by grabbing a bite or beverage at the on-site bistro and bar, taking a dip in the indoor pool, or working out in the fitness center.

Booking Tip

When planning a trip to Holland, Michigan, consider booking accommodations in the downtown area to be within walking distance of attractions, shops, and restaurants. This is especially advantageous during events like the Tulip Time festival and the holiday season, when the town comes alive with festivities.

Best Things to Do

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Visit Holland State Park and the “Big Red” lighthouse.

Both Tieman and Gwen Auwerda, the executive director of the Tulip Time festival, recommend travelers make their way to Holland State Park and the historic Holland Harbor Lighthouse, more affectionately known as “Big Red.” Not only is the lighthouse a picturesque sight, but the park is the ideal spot for hiking, fishing, and swimming and sunbathing on the sandy beach in summer.

Stroll the downtown sidewalks—even in winter.

The largest snowmelt sidewalk system in the U.S. makes Holland “a four-season tourist destination,” says Grill. “Hot water is pumped through pipes underground from the Board of Public Works, which melts the snow in the winter,” explains Auwerda. So while snow may be in the forecast, you can confidently explore the area without having to struggle over snowdrifts or icy patches. 

Explore Windmill Island Gardens.

There’s a good chance you’ve seen photos of Windmill Island Gardens and its famous structure, DeZwaan (“The Swan”). The only real Dutch windmill operating in the U.S., DeZwaan was originally built in 1761 and left the Netherlands in 1964. Today, it resides in this 36-acre site, which features flower beds, walking trails, an antique carousel, and a Dutch street organ. The park is typically open between mid-April and early October, plus a few weeks in December for its holiday event.

Get to know Holland’s craft beer scene. 

Most beer drinkers will recognize the name New Holland Brewing Company, so a stop at its Holland Brewpub should be on your agenda. Other places to whet your whistle include Our Brewing Company and Big Lake Brewing, which Auwerda says has “fabulous food and a few Dutch dishes along with great beer.” If you prefer something stronger, sip a cocktail or two at Coppercraft Distillery.

See a sunset on Lake Michigan.

“You can’t visit Holland without walking on the shores of Lake Michigan at sunset,” says Tieman. Grill describes the “truly majestic, breathtaking” body of water, just a 15-minute drive from downtown Holland, as “one of the great hidden gems our world has to offer,” thanks, in part, to its sugar-sand beaches and “sunsets for days.”

Best Shopping

“Downtown Holland has the best shopping,” says Tieman. Start with something sweet from the Holland Peanut Store. Open since 1954, this old-time candy shop sells nostalgic sweets, Dutch-imported licorice, paddle pops, and its famous freshly roasted nuts, hand-dipped in gourmet chocolate.

There are also a variety of boutiques and antique stores to browse along 8th Street. For a “quintessential women’s boutique shopping experience,” Grill says to check out JB & Me. “The whole team at JB & Me prides itself in the hand-curated and meticulous selection of such amazing apparel, footwear, home goods, and more,” he says.

If you’re interested in sustainable shopping, you’re in the right place. “Holland is also a thrifter’s paradise with tons of thrift shops to visit,” says Tieman. For antiques, specifically, she recommends Downtown Antiques & Home Furnishings, “which has some of the best vintage pieces in town.”

Best Restaurants

deBoer Bakkerij

According to Tieman, deBoer Bakkerij “is the quintessential Holland bakery… It’s a long-standing, family-owned, and affordable restaurant where the locals love to eat.” Stop by the full-service restaurant for breakfast or lunch—the house-made double-fried chicken is famous for a reason—or pick up a few doughnuts, pastries, or Dutch coffee cakes to go.

Seventy-Six

For “high-end American food in a stunning atmosphere,” Auwerda recommends Seventy-Six, part of Grill’s 1983 Restaurants group. The menu includes hearty “Knife & Fork ‘Sandwiches’” and a variety of items that fall into the restaurant’s self-created category of “high-end junk food.” Think jumbo lump crab cakes and goat cheese queso with wild mushrooms.

Boatwerks Waterfront Restaurant

Boatwerks is on the water, with outdoor seating, beautiful views, and great food,” says Tieman, who shares that it’s an ideal spot for a date night. On summer nights, take a seat on the covered patio and enjoy the views over Lake Macatawa with a cocktail in hand. For the best experience, visit from May to October, although the restaurant is open to patrons year-round. 

Big Lake Brewing

Sample flavorful IPAs like Fudgie, an oatmeal stout, or a sour, like the Blue Razz Silly Goose, at Big Lake Brewing. Wine and handcrafted cocktails are also available, as are salads, pizzas, burgers, and other bar bites if you’re feeling peckish.

Festivals and Events

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Tulip Time

“Tulip Time is Holland’s biggest event of the year, with millions of people all over the world coming to see the tulip fields,” says Tieman. Along with the millions of tulips on display, you can expect parades, Dutch musical and dance performances, tours, and vendors over the 10-day festival each May. “My best recommendation is to plan your trip by looking at our website to see what activities you want to do on the days you’re visiting,” says Auwerda. “Every day has different activities.” She advises getting to town early, especially if you’re visiting over the weekends, which tend to be the busiest. 

Summer Street Performer Series

Come summertime, Holland’s street performer series shuts down 8th Street every Thursday evening from mid-June to mid-August. Musicians, face painters, magicians, caricature artists, and aerial acrobats show off their creativity and entertain the masses. “Every restaurant is packed, the streets are packed, and it’s so fun for everyone to come and enjoy the art on display,” says Grill. 

Holidays in Holland

The city’s charm tends to come out in full force during the holiday season. “Holland is decked out with wreaths, pine cones, garlands, and everything you’d expect at this time of the year,” says Grill. “Adding in warm, cozy, snow-free sidewalks, Santa, parades, and more… There’s truly something for the kid in everyone in Holland every holiday season.”

Given Holland’s Dutch roots, it’s no surprise that the European-style open-air Christmas market, “Kerstmarkt,” is an annual tradition. It runs most weekends from mid-November to mid-December, and visitors can find various holiday gifts and treats as well as artisan demonstrations. Winter also marks the arrival of Santa Claus, who makes his way to downtown Holland during the Parade of Lights, held each year in late November or early December.

Magic at the Mill at Windmill Island Gardens is another “must-see” this time of year, says Auwerda. “It boasts a light show with all the trees and windmill lit up as well.” The event takes place on Fridays and Saturdays from early to late December, and while it’s particularly good for kids, there’s fun to be had for the whole family. The street organ plays holiday music, the gift shops are open, and there’s even a chance to meet Sinterklaas, the Dutch version of Santa Claus.

Best Time to Visit 

gnagel / Getty Images


The best—and most popular—time to visit Holland is during the tulip season, from late April to mid-May. Summer comes in as a close second. If you’re planning to go between July and early September, be sure to bring your swimsuit, as you’ll want to take advantage of the area’s sandy beaches and lake access. 

If you aren’t scared off by freezing temperatures, don’t overlook Holland’s holiday season. “Downtown Holland is absolutely beautiful at Christmastime with lights, decorations, and snow to create the perfect holiday town combination,” says Tieman. While snow often poses an issue for sightseeing during the winter, Holland’s snowmelt system ensures the sidewalks are “snow and ice-free, so you can confidently enjoy shopping for Christmas gifts without worrying about slipping and sliding,” she says. It’s important to note, however, that some of Holland’s stores and attractions may be closed on Sundays this time of year, so be sure to call ahead before making concrete plans.

How to Get There

Muskegon County Airport (MKG) and Gerald R. Ford International Airport (GRR) in Grand Rapids are each about a 45-minute drive from Holland. MKG is served by Denver Air Connection, which offers daily service to Chicago’s O’Hare International Airport (ORD). GRR is more accessible for most travelers, as it’s connected to more than 30 major U.S. cities via Delta Air Lines, Southwest Airlines, Allegiant Air, Frontier Airlines, American Airlines, and United Airlines.

Rent a car to complete the final leg of your journey to Holland. If you prefer to travel by train, Amtrak operates its Pere Marquette route from Chicago’s Union Station to Holland, which takes about three hours—alternatively, it’s nearly a 50-minute ride from Grand Rapids.

How to Get Around

While having a car to explore Holland would be extremely helpful, you can also get around certain areas by walking or biking. “Downtown is very walkable to get to all the retail stores, restaurants, and wonderful city parks,” says Auwerda.

As for public transportation, the Macatawa Area Express (MAX) bus makes it easy to travel throughout Holland and its surrounding areas. Adults (ages 18 to 64) pay $1.15 per ride, while rides cost just $0.50 each for youth (ages five to 17), seniors (65 and up), and Medicaid and ADA cardholders.

Holland and its surrounding communities are home to over 150 miles of bike paths and off-road trails, many of which traverse the city’s most popular parks. If you aren’t traveling with your own set of wheels, you can rent a bike from Rock ‘n’ Road Cycle or Velo City Cycles.

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Juxtapoz Magazine – “Always Never”: a Solo Exhibition by Lin…

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pt. 2 Gallery is pleased to present Always Never, the first solo exhibition with the gallery by Oakland-based artist Linda Geary. Geary’s practice has long been rooted in collage, cutting, masking, and deliberate construction. Building up color, shape, and pattern through layered compositions, she develops paintings where structure and revision unfold together. In Always Never, this foundation remains, but the new works move into a quieter, more atmospheric register while retaining structural tension. The palette shifts toward muted, weathered tones. The compositions feel open, luminous, and spatially deep, while the underlying framework continues to assert itself.

Geary builds her paintings through layered applications of acrylic and oil paint. In some works, layers of paint are wiped or washed away to reveal earlier decisions. In others, translucent layers settle over existing forms, partially obscuring them. Though these gestures move in opposite directions, both produce a similar effect: a ghosting within the composition. Shapes hover between emergence and disappearance. What has been constructed never fully settles, and what has been erased does not entirely leave. Decisions and structure re-emerge.

The exhibition’s title, Always Never, reflects balance and compression of time, as earlier moments remain active within the present surface. Large paintings can resemble fragments of murals that have been weathered or partially uncovered. Grids and recurring geometric elements persist with greater fluidity, less dominant yet still structurally present. The restraint of the muted palette introduces a different kind of tension, one rooted less in chromatic intensity and more in atmosphere and spatial depth.

A series of smaller paintings operate as parallel explorations to the larger paintings, offering condensed, high-energy investigations of form and color. They create space for risk and permission, allowing the larger compositions to unfold with greater openness and expanding the language of the exhibition across scale.

Always Never marks an expansion of the parameters of Geary’s practice. By loosening certain structural guardrails while maintaining intentionality, she creates paintings that are both open and assured.



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Want Safer NY Prisons? Here’s What Hochul and Legislature Sh…

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My neighbor, Jean Frantz, 52, has been in prison since he was 20 years old. Several of his teenage years were spent locked up, too. He sports a baldie with a razor scar that stretches from the top of his head to the back of his neck, a reminder of darker times earlier in his bid; he’s now served 32 years of the 47-and-a-half-years-to-life sentence he received after a robbery went sideways in Queens.

It was 1994, around the time Sen. Joe Biden penned the notorious crime bill that President Bill Clinton would sign. Hillary Clinton hadn’t yet made her famous remark about “superpredators,” but Frantz now knows she was talking about him and his friends. They were Black teenagers, crooks from the crack era, robbing people at gunpoint, like the Pakistani cab driver they carjacked and killed, though Frantz was not the shooter. “It took many years to recognize all the negative spillover from my actions,” Frantz wrote in the personal statement of his recent clemency application to New York Gov. Kathy Hochul. “I suppose this is why I want mercy — so I can earn redemption by mending all the harm I caused.”

I’m serving time with Jean Frantz up the river at Sing Sing. He is one of the thousands of New York prisoners who have applied for clemency in the form of a commutation from the governor. Clemency has two functions: Pardons are meant to erase the consequences of convictions and are usually granted to people who have been living crime-free for decades; commutations reduce sentences, either by making the recipient eligible for parole or freeing them outright, while the convictions remain on their records. Presidents have power over federal cases, governors over state convictions. Commutations are what matter to people in prison.

A sentence commutation is the only way someone like Frantz will see a parole board before 2042. Unlike some states that require someone to serve one-third or half of their sentence before becoming eligible for parole, we serve the full minimum term of our sentences in New York. For Frantz, that means 47-and-a-half years. Because people convicted of violent offenses in New York prisons aren’t able to earn time off our sentences for good behavior, and because our lawmakers are unwilling to pass legislation that would change that, our only hope for a second chance is for Gov. Hochul to commute our sentences.

As we approached the end of 2025 — a year when President Donald Trump went commutation crazy — Hochul hadn’t issued a single one.

It’s hard not to compare Hochul’s inaction to Trump’s fearless use — or abuse — of the power. I’ve watched the news on the TV in my cell as the president granted pardons and commutations to those who’d served only weeks or months on years-long sentences — nowhere near enough time to process accountability or feel remorse. And it’s not like he’s only freed people like George Santos or that Christian reality show couple, clowns with just enough clout to make the ask. He’s let some heavy hitters go, too: Ross Ulbricht, the founder of Silk Road, a dark web marketplace for drug trafficking, who was accused of trying to use his own platform to contract murders-for-hire (although they weren’t carried out).

That’s not to say there isn’t a difference between those cases and ours. The person I killed can never come back. The crime of murder is more tangible than financial crimes or fraud. My victim’s loved ones are affected forever. When deciding whether to grant clemency, Hochul must weigh the seriousness of the crime against the long stretches of time we’ve served, as well as our “exceptional strides in self-development,” which the application asks us to detail. This is not exactly what Trump is considering before commuting his people.

After Christmas came and went without an announcement from the governor, Frantz stopped in front of my bars and asked if there was any word. He showed me a letter he had recently received from the governor’s office, assuring him that his clemency application was still under review. When I pulled out the one that was also mailed to me, and showed him the language in both letters was the same, word-for-word, his face dropped.

I said it didn’t look like she was going to do any commutations this year, and if she did, they probably wouldn’t be for violent cases like ours.

“Damn,” Frantz said, “you make it sound like I shouldn’t even have hope.”

I felt bad that I sounded so cynical.

In 2001, I shot and killed a man in Brooklyn. I soon received 25 years to life, plus three more years on top for selling drugs. I belonged in prison. I had a ninth-grade education; I didn’t know what would become of me, if I was even capable of a comeback. And since the judge could only assess the worst version of me back then, I don’t blame her for giving me the max. I would have to serve the full 28 years before seeing the parole board in 2029. In the early aughts, clemency was not a realistic path for someone with a crime like mine. I hoped things would change, and they did.

In 2018, CUNY Law School Professor Steve Zeidman came to Sing Sing to give a talk about clemency. He was a trim 60-something with salt-and-pepper hair. “Everyone was saying to me, ‘Oh, clemency, it doesn’t happen,’” Zeidman told the attentive crowd of prisoners, many condemned to de facto life sentences. “And my response was always, ‘Well, maybe it doesn’t happen because not enough people are banging the drum.’”

Zeidman, with all his energy and optimism, sounded like the founder of a tech start-up. Before 2015, clemency was unheard of in New York. Zeidman set out to change that. In 2016, he convinced then-Gov. Andrew Cuomo to commute the 75-to-life sentence of Judith Clark, the getaway driver in the 1981 Brink’s heist that left a guard and two police officers dead. Soon after, Zeidman started the Second Look Project at CUNY, and since then, he and his colleagues have represented hundreds of people incarcerated in New York. By the time Cuomo stepped down in 2021, he had granted 41 commutations, several for homicides, 14 of which were filed with the help of Zeidman’s clinic.

Seeing the opportunity that a new administration could create for clemency, I wrote an opinion piece in The New York Times arguing that, as the governor, Kathy Hochul should appoint an advisory panel to help her select the most qualified candidates for commutations. Hochul wound up doing that.

A few months later, in a December 2021 press release, her office detailed “several steps to reform the Executive clemency program” and said Hochul committed to “dedicating additional staff resources to reviewing applications in order to be able to grant clemency on an ongoing basis throughout the year, rather than granting clemency only once.”

By the time I submitted my clemency application in the summer of 2023, Hochul had commuted seven sentences. She wasn’t making announcements on an ongoing basis, but she was doing something.

After a contentious meeting with my legal team, the family of the man I murdered created an online petition opposing my release. (His sister had previously asked that I no longer use his name in my writing, so I don’t.) It’s for this reason that I’ve come to accept that I will not receive clemency, and if no bill is passed that recognizes rehabilitation, I won’t see the parole board until 2029.

Hochul commuted another three people’s sentences in September 2023, but it wasn’t long before she started to experience the political risk of showing mercy. Some had pointed to her supposed soft-on-crime policies for her waning popularity and for Democratic losses in New York. By the summer of 2024, after she commuted two more people’s sentences, her approval rating hit a new low.

Perhaps that’s why Hochul commuted only one sentence in December of 2024. But by that time, a monumental series of events would shift the conversation away from mercy and toward justice for one of us.

Days after her announcement, the attorney general’s office released bodycam footage showing several correction officers beating a restrained prisoner named Robert Brooks to death. In February 2025, three days before a special prosecutor was scheduled to unseal charges against the COs involved in the killing, prison officers across the state walked off the job in an illegal strike. By the time 10 officers were indicted — the charges included murder, manslaughter and evidence tampering — their colleagues had abandoned their posts at 41 of the state’s 42 prisons, which quickly tumbled into chaos.

For nearly a month during the strike, we were locked in our cells: no visits, no programs. Hochul deployed the National Guard to cover for the striking officers. When 2,000 of the officers refused to return to work after the state negotiated directly with the strikers, Hochul fired them. By the time the strike officially ended, nine prisoners were dead, including Messiah Nantwi, another man beaten to death by officers while restrained. The National Guard is still here at Sing Sing, and at prisons across the state, patrolling the tiers in their fatigues. So far, the state has reportedly spent $1 billion to keep the troops posted inside.

Officers claimed they were striking because the HALT Solitary Confinement Act, passed by state lawmakers in 2021, endangered them. The law put limits on the amount of time we could be placed in solitary confinement as a disciplinary measure. I’m no fan of the box — I spent six months there early in my bid — but lawmakers did overlook the negative side effects of the law, which have made prison less safe.

The past few years have been the worst — the most violent — I’ve ever seen in a generation behind bars. Since HALT’s implementation in 2022, the numbers of both assaults on guards and prisoner-on-prisoner assaults have exploded. According to the Correctional Association of New York, an independent oversight body, the number of assaults on guards grew by more than 76% in three years. We got more violent with one another, too. In 2024, there were 2,970 prisoner-on-prisoner assaults, a rise of 168% from the year before the law went into effect.

It’s been chaos. And as egregious as the behavior of some officers has been, I do not blame them entirely, just like I do not wholly blame my peers. In large part, I blame New York lawmakers, and the governor, for their ineptitude and indifference, and their failure to offer hope to people living and working in the state’s prisons. They should have passed a bill, in tandem with HALT, that would have allowed those of us doing the right thing, for example, an opportunity to earn time off our sentences. But they didn’t. Now, no one gets punished for bad behavior or rewarded for good behavior, either.

A photo shows a White woman wearing a navy blazer and a gray blouse speaking into a mic while standing at a podium. A U.S. flag is in the background.

New York Gov. Kathy Hochul speaks to reporters after a public safety discussion at the Albany Public Library in Albany, N.Y., in 2025.

As last year wore on, Hochul’s zero commutations were being far surpassed by her peers in other states with comparable — or even higher — rates of incarceration and far more stable prisons. Across the river, New Jersey Gov. Phil Murphy made several clemency announcements, commuting 40 sentences, many for murder. Maybe Murphy was more generous with his mercy because he was not running for reelection, but on the other side of the country, Gov. Gavin Newsom made similar announcements. Newsom will likely run in the next presidential election, and yet he granted 34 commutations, several of which were also for people convicted of homicides. This is how you inject shots of hope into a prison population.

During and after the strike, reform advocates called on Hochul to use her clemency power to decrease the prison population, consolidate us all into fewer prisons, and make better use of her guards. But it’s hard to imagine Hochul freeing a bunch of us with the stroke of a pen. Lawmakers let us down, too. Despite a statehouse full of Democrats and a prison system in crisis, none of the bills aimed at reducing the population were even put to a vote before the last session ended in June. These included legislation like the Earned Time Act, which would’ve allowed guys like Frantz and me the ability to earn time off our sentences for good behavior and participation in programs. The Second Look Act would’ve let us, after serving a significant amount of time, petition a judge for a second chance in the form of a sentence reduction. If one or both of these bills had been passed with HALT, I doubt we would have had the uptick in violence, the killings, or the strike.

Like one of the failed bills in New York, “second look” legislation is actually modeled off a measure in the First Step Act, a bipartisan bill that Trump signed into law in 2018. It allows any federal prisoner to ask their trial judge, usually after long stretches of time, for compassionate release. So far, federal judges have released nearly 6,000 people under the measure.

U.S. District Judge Frederic Block, of the Eastern District of New York, told me it’s ridiculous that New York doesn’t give its judges the same power. The judge and I became acquainted after I reviewed his book, “A Second Chance,” and he responded with a letter to the editor, writing that if I were locked up in the feds, he’d free me.

What’s more frustrating for us is that the most dangerous organized crime figures wind up in the feds, while those of us in state prison were often their flunkies, taking their orders, low in the criminal pecking order. This gnaws at my peers and me. Many of us aren’t as culpable as our counterparts in the feds. That they can get second chances and we can’t feels arbitrary and is hard to reconcile.

Judge Block has freed some real brand-name reformed criminals under the First Step Act, like Anthony Russo, a captain in the Colombo crime family, who ordered the executions of two mafia rivals in the early ’90s, around the same time Jean Frantz went away. During one phone conversation, Block told me he was about to release another: Walter Johnson. I later realized he was talking about “Tut,” a notorious stick-up kid from Brooklyn whom I’d been hearing about for years. Block had sentenced Tut to five life terms in the ’90s. Now he’s free. Block and Tut have even gone on to do interviews together about the importance of second chances. (Last week, in a decision granting the termination of Tut’s supervised release, Block called out New York legislators for failing to pass the Second Look Act.)

Between the releases under his First Step Act and the more direct ones with his clemency power, Trump, who positioned himself as the law-and-order candidate, has shown far more mercy (warranted or not) to people in the feds than New York’s progressive leaders have shown to people in their prisons.

The opposite of hope is desperation, and it’s dangerous for this population to feel desperate — especially when the situation inside is so unstable. The thing about second chances is that there’s a positive spillover. Hope becomes a tool to quell tension. A younger guy who has the same half-century sentence as Frantz may see him get commuted or resentenced and realize that there’s a chance he could get an early release, too. He’ll stop gang-banging and sign up for college. Maybe he won’t respond impulsively to the next person who challenges him, which means one less melee for guards to break up.

That’s the other thing about second chances: Hope makes the job safer for officers, too. I’ve never been the kind of writer who makes my peers into victims or prison guards into villains, because most of us are just trying to do our time, and most of them are just trying to do their jobs. Our lives are inextricably intertwined — and any discussion that pits us against them is missing the point. COs and prisoners both have lower life expectancies and higher rates of PTSD, suicide and depression than other people in society. An inhumane living environment for us is also an inhumane work environment for COs.

Prison is more painful for those of us who have turned our lives around. We are ready to go, but unable to leave. It’s like that for a lot of men I know, like Frantz and many of Zeidman’s clients, who’ve robbed and killed and now have receding hairlines, gray goatees and college degrees. We’re wiser and more contemplative, nothing like we were when we came in. These days, I can’t stand the piercing noise and the same old, boring conversations. In my lower moments, I’ve sometimes wondered, “Why did I work so hard to better myself if it only made the time harder?”

On Dec. 30, when Jean Frantz returned from the library, I told him Hochul had finally made her clemency announcement for the year. She made two commutations, sending two men, who committed robberies to feed their addictions, before a parole panel. Frantz wasn’t one of them.

“She ain’t helping us out, bro,” I said. “It’s an election year.”

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Zeidman said he was exasperated by Hochul’s announcement. Some of the clemency applications from his clinic have been pending for almost a decade. In total, since becoming governor, Hochul has pardoned 101 people and granted 19 commutations. It doesn’t seem like commuting sentences on a regular basis is a promise she thinks is worth keeping.

When Hochul gave her State of the State address in January, she did not say one word about the crisis in corrections. What’s not said is often a more powerful message than what is. In my mind, it’s that we — people who live in prison, people who work in prison — don’t much matter to her. What happens here doesn’t, either.

In response to the murder of Robert Brooks, Hochul pledged to spend hundreds of millions of dollars on cameras in prisons and body cams for COs. She also added $2 million to the 2025 state budget for the Correctional Association of New York, the only oversight body tasked with monitoring New York prisons. Legislators negotiated that figure to $3 million. But this year, Hochul’s proposed funding for the Correctional Association: zero.

Hochul’s spokesperson, Jess D’Amelia said that the governor reviews clemency applications on a rolling basis. Since taking office, in addition to creating an advisory panel, she has updated the state’s clemency website and application forms. The Executive Clemency Bureau also sends letters to update applicants about their case’s status.

“The safety of all New Yorkers — including the staff and incarcerated individuals in our prisons — is a top priority for Gov. Hochul,” D’Amelia said in an emailed statement, adding, “This administration remains committed to a fair and thorough clemency process, and working to reduce recidivism and enhance reentry services for previously incarcerated individuals.”

In an earlier draft of this piece, I had closed with a call to action: As Hochul prepares to ask voters for a second chance, perhaps she could give second chances to those who have asked the same of her. But why kid myself? Hochul has likely made a strategic decision to limit commuting sentences as she runs for reelection this year, to avoid attacks from her Republican opponent, Bruce Blakeman, accusing her of coddling criminals. Why would Hochul risk her career to give us second chances when the supermajority Democratic party in Albany refuses, year after year, to pass any bills that would do that?

A few weeks ago, I helped Frantz bring some bags of his property over to the honor block. It’s a safer environment with more privileges, even a yard with a garden. The retirement home of the big house. Frantz hurt his knee playing ball a few years ago, and today he walks with a cane. He feels vulnerable. Having come in as a kid, and now having his body break down at 52, it messes with his head. He was happy to get a bit more freedom. As for our prospects for actual freedom, our conversations had shifted from clemency to the Second Look Act.

“Our number will play soon,” I told him. “The bill has a lot of momentum.”

“I’ve been hearing that for years,” Frantz said.

Now you sound like the cynic,” I thought.

Trump seldom touts his First Step Act, but despite all the high-profile former gangsters who were released under the law, I haven’t heard of one politician getting flack for passing it seven years ago.

As the 2026 legislative session gets underway in Albany, Zeidman is cautiously optimistic about the Second Look Act. While he says clemency would remain an important part of the work, the law would create new opportunities for post-conviction relief, which is especially important given Hochul’s inaction.

In the past few years, after Hochul’s December announcements, Zeidman received a flurry of emails and phone calls from prisoners and their family members. “All I hear is heartbreak and frustration from people asking, ‘What more can he do inside?’ You know what I say to them? ‘There’s nothing.’”

It’s New York lawmakers who need to do something.

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Sonja Norwood Sets The Record On Ray J’s Health (WATCH)

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Ray J‘s mom, Sonja Norwood, is speaking out and setting the record straight on his health.

RELATED: Prayers Up! Footage Of Ray J Performing With Chest Patch & Apparent Blood Running From His Eyes Has Fans Concerned

Sonja Norwood Sets The Record Straight On Ray J’s Health

During the early hours of Tuesday, March 3, Sonja Norwood took to Facebook for a livestream with her followers. Furthermore, Norwood later captioned the 38-minute clip, “An update on Ray J’s health.”

About 3 minutes into the livestream, Norwood noted that she wanted to come on and “clear up things regarding Ray.”

“… It’s just gotten out of hand when someone thinks that my son is faking his health, or [that] it’s a hoax, or [that] he’s just playing around [and] he’s not really serious about it,” Norwood noted. “[But] I’d just like to get something clear: I’m the type of mother that there’s not much I don’t know about my children… so for all of you that have been genuinely concerned about him… I want to say I thank you very much for that because it takes multiple prayers and thoughts for things to change.”

Norwood went on to explain that in January, Ray was taken to the hospital for what initially appeared to be a case of pneumonia. However, upon further examination, the hospital held the singer, and during his time there, he experienced “severe chest pain.” Ultimately, an angiogram was performed on the singer, and it was determined that he had “cardiomyopathy.” Per Mayo Clinic, it is heart disease that causes “the heart to have a harder time pumping blood to the rest of the body, which can lead to symptoms of heart failure.”

Norwood confirmed that “blood flow was 15-20% to his heart,” and was “life-threatening.” Additionally, she noted that her son “can portray many characters.” However, she asserted that he has been placed on multiple medications for his condition.

“It has been told to him that if he does not take his medication, if he does not take medical advice, and if he doesn’t rest and stay stress-free… then he has a life-threatening situation,” Norwood explained, noting that her son has to embrace “new limitations” in his roles and lifestyle. “And that’s where we are. [But] my biggest worry is if he’s taking his medication exactly like he’s supposed to be because he has complained that those medications make him tired and make him eat more than he ever has before.”

Ultimately, Norwood concluded her live by asserting that Ray is not faking his condition, or performing a “hoax.” He’s just “trying to adjust to a condition that he has.”

Watch her full livestream below.

More On What Was Recently Shared About Ray J’s Health

As The Shade Room previously reported, in January, TMZ reported that Ray was admitted to a Las Vegas hospital. As Norwood noted, the outlet initially believed the singer was there for pneumonia. However, once Ray was released, he revealed that his heart was not fully functioning and that doctors allegedly told him he had months to live.

Then, in February, footage showed Ray performing with what appeared to be blood running from his eyes and a chest patch, per The Shade Room.

Subsequently, a photographer made headlines for saying Ray J was faking his condition, per The Shade Room. However, his manager, Melinda Santiago, responded to the claim via a statement given to Entertainment Weekly.

“The bottom line is Ray J has been in and out of the hospital dealing with health and heart issues. That is a fact. Another fact is that the meds that Ray is on have some side effects. It’s absurd that a local videographer (not our team) would want to clout chase for 5 min of fame off of Ray J’s name, and play about Ray being sick is sick in itself,” Santiago reportedly asserted.

Months Before Setting The Record Straight, Sonja Norwood Clapped Back At Someone Who Said She “Raised A Terrible Son”

Last year, Sonja Norwood made headlines when she clapped back at an internet user who told her she “raised a terrible son.” As The Shade Room previously reported, around late November, Norwood took to Facebook, writing, I hope each of you had a grateful Thanksgiving. The day started a little rough, but we had a good family Thanksgiving. Love ya’ll, we’re back on the road tomorrow. Detroit! See ya soon!❤️#familyfirst #TheBoyIsMineTour”

Subsequently, a Facebook user slid into the comment section of her post, writing, “You raised a terrible son. Happy Holidays!”

However, Norwood didn’t let the comment go unnoticed or unchecked.

RELATED: Aht Aht! Ray J’s Mom Reportedly Responds After Social Media User Says She “Raised A Terrible Son”

What Do You Think Roomies?



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Is Guardio Legit for Distributed Teams Facing Browser Threat…

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The way people work has shifted faster than the way companies protect themselves. Hybrid schedules and fully distributed teams rely on browsers and cloud software for nearly every task, yet many security programs still focus on devices and networks that matter less than they once did. The result is a gap where small mistakes turn into serious incidents. That gap has pushed browser-based protection into the spotlight and raised questions about which tools actually meet the needs of distributed work.

Security teams no longer worry only about servers or office networks. The bigger concern is how employees interact with dozens of web apps each day, often switching context quickly and working from locations their employers control. One click on a convincing login screen or a trusted-looking ad can expose credentials and active sessions. The problem is not recklessness but human limits under constant digital pressure.

This environment has led many organizations to ask whether browser-first security tools are credible answers or just another layer of software. Guardio is one of the names that surfaces in that conversation. Understanding the role requires examining the risks facing distributed teams and how they are being addressed.

The Hidden Weak Point in Distributed Work

Security research continues to point to human behavior as the most common entry point for attackers. A recent SC World Report found that 95% of data breaches involve human error, often tied to phishing or misdirected actions that bypass technical controls. You can read more details in this report on how human mistakes factor into breach investigations at SC World. A lack of effort or care rarely causes these incidents. They happen because people are expected to manage complex digital environments at speed.

Distributed teams magnify this problem. Employees may juggle messaging platforms, cloud storage, project tools, and financial systems through the same browser session. Each open tab represents another chance for a fake login page or malicious script to appear. When work happens in shared spaces or on personal networks, the margin of error narrows even further.

The browser has become the primary work interface, yet it remains one of the least controlled spaces in many organizations. Traditional security tools often stop at the device level. They do not see what happens inside a live session or detect subtle changes in a web page that signal an attack.

Phishing Has Grown More Convincing

Phishing remains the most common tactic used against organizations, but it no longer looks like poorly written emails asking for bank details. Attackers are now learning how companies work and mimicking the language used in their internal systems.

TechMagic’s stats show that these attacks are common and effective. Phishing attacks now target SaaS logins and OAuth permissions, a shift from just stealing passwords. This works because they exploit people’s trust in everyday tools.

For you as a worker, this means the risk often appears during routine tasks. A prompt looks normal. A login page matches the branding you expect. By the time the mistake is noticed, an active session may already be compromised.

SaaS Sprawl and Shared Credentials

Cloud software has simplified collaboration but also created new security problems. Many teams use dozens of SaaS platforms connected through single sign-on. This convenience also means that a single stolen session token can unlock far more than a single account.

Even with years of training, many industries still see people sharing logins and reusing passwords. This habit can easily spread in companies with many locations. When people have trouble getting access, they might skip official procedures to get things done, and attackers take advantage of this.

Once a browser session is hijacked, the damage can extend quickly. Payroll systems, customer records, and internal documents may all sit behind the same authentication layer. Stopping this kind of attack requires visibility into the browser itself, not just the device it turns on.

Why Traditional Tools Miss These Threats

Traditional antivirus and firewalls work well in office settings where IT can manage devices and network traffic. They’re good at finding known bad files and blocking risky downloads. They struggle with threats that live inside web pages or mimic legitimate services.

A fake SaaS login prompt does not appear to be malware to an antivirus engine. A malicious browser extension may pass basic checks in an online store. Session hijacking happens after a user has already logged in, which places it outside the scope of many legacy tools.

For distributed teams, this creates a false sense of security. They see that regular attacks still get past device protection. To fix this, you need tools that work where people are actually working.

A Shift Toward Browser First Defense

Security teams are now zeroing in on the browser as the main point of control. They’re treating each tab and pop-up as a potential entry point and checking them as they happen. This isn’t about getting rid of current security measures, but about protecting against what those measures miss.

Browser-first protection emphasizes prevention rather than clean up. Blocking a phishing page before a user interacts with it eliminates the risk of error. This model also reduces reliance on constant training, which cannot keep up with every new scam.

Guardio positions itself within this shift. Its focus is on monitoring browser activity across devices and stopping threats tied to web interactions. 

How Guardio Addresses Common Entry Points

Guardio works right in your browser, checking websites, pop-ups, and extensions as you use them. It spots threats by looking for phishing tricks, fake login pages, and malicious scripts designed to steal your information. This allows you to block threats that appear during normal browsing rather than after damage is done.

The approach targets the most frequent causes of breaches. Phishing pages are stopped before credentials are entered. Malvertising and drive-by downloads are blocked even on trusted sites. Risky extensions are flagged before they can collect data or inject ads.

For you as a user, this means fewer decisions under pressure. The system acts as a filter, removing known traps from view. That reduces the chance that a moment of distraction turns into a serious incident.

Assessing Legitimacy Through Use Case

Guardio focuses on real-time blocking, easy setup, and team-level visibility, features that meet the needs of modern distributed organizations. This method recognizes that errors occur and implements safeguards to mitigate their impact.

As more work happens in browsers and on the cloud, tools built for that space will stay relevant. To find the right ones, don’t just look at the names; see how well they reduce the risks you face daily. In that context, browser-first protection has become a practical response to a persistent challenge.

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JB’s Banana Bread – RecipeTin Eats

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The wait is finally over! After weeks of testing, tweaking and plenty of tasting, my banana bread recipe is finally ready to share. Crispy golden top, caramelised sides, and a soft crumb with big banana flavours that slices like a dream. Let’s go!

The RecipeTin Eats Banana Bread recipe

Nagi’s Notes

Nagi's avatar

JB’s Banana Bread has landed! I’ve published over 2,000 recipes and this is the one and only I haven’t tasted – because bananas and I are not friends. 🙈 But I know this is the banana bread to end all banana breads – because it’s JB’s. The feedback has been off the charts, including a big tick from the toughest critic on our team, my brother Goh. If you love banana bread, this is the one that all others aspire to be. Enjoy!

JB’s Banana Bread

“Now we can post banana bread!” Those were Nagi’s words when we agreed that I was going to start publishing recipes under my name. So, my friends, now is the time! Those spotty, forgotten bananas on your bench are about to be put to good use.

I must admit, before starting working on this recipe, I didn’t have a go-to banana bread recipe. But I’ve eaten plenty of them, so I knew exactly what I was after. I had a clear idea of the flavour, the texture and the ingredients I wanted, after that, it was just a matter of testing, tweaking and baking again (and again!) until it was just right. The RecipeTin Eats way.

JB's banana bread

My first tests turned out well, and I was happy with the results. But then we decided that it should be a taller loaf. That’s when I ran into few difficulties finishing the recipe. The centre of the loaf was taking longer to cook, which meant the sides were starting to dry out. And the more you test, the more questions you create. Can we make it better? What happens if we change this? Suddenly the list of iterations grows. Different sugars, different spices, more eggs, less flour, no butter, more oil, baking powder instead of baking soda, shorter bake, longer bake, covered, uncovered. As we always say, the last 5% is always the hardest. That’s the part that makes it perfect. But 30 something banana breads later, here we are with a great recipe I am ready to share. 😊

JB's banana bread

Ingredients

Let’s talk about the bananas! They don’t have to be very overripe. Spotty or mostly brown bananas work the best because they are sweeter, but I’ve also tested this recipe with just-ripe ones, yellow, with no brown at all, and the result was just as good.

1. Bananas

Banana Bread-Banana

Bananas – The main character here. Use the regular bananas you see at your store every day. As I said above, I’ve tested this recipe with bananas at every stage, just-ripe and yellow, lightly spotted, heavily dotted and fully overripe, even blacker than the one shown above. They all worked well. The riper the banana, the sweeter and stronger the flavour, but even firm yellow bananas will give you a soft loaf with great banana taste.

2. Dry ingredients

Banana bread ingredients
  • Flour – Plain flour / all-purpose flour  Gives the bread its structure.

  • Baking soda  Also known as bi-carbonate of soda, it makes the loaf rise and keeps it light. Baking powder doesn’t work as well. The banana bread wouldn’t rise as much and its texture would be different.

  • Cinnamon and allspice powder – My favourite spice mix for this recipe. Cinnamon brings warm sweetness, while allspice adds a gentle depth and a hint of clove and nutmeg flavour.

  • Salt – cooking salt / kosher salt. It brings out the flavours of the other ingredients.

3. Wet Ingredients

  • Brown sugar  I use only brown sugar for its light caramel flavour and extra moisture. It gives the bread a deeper taste and helps keep the crumb soft and tender. I did also test with a combination of white and brown sugar but found the texture and colour of the banana bread wasn’t as good.

  • Butter – Adds the rich, buttery flavour we all love.

  • Oil – Keeps the bread soft longer. It would be drier if we only use butter. Any neutral flavour oil can be used.

  • Vanilla – rounds out and enhances the flavour.

How To Make Banana Bread

The method here is simple and straightforward, no special equipment needed. Just mix the dry and wet ingredients separately and combine them together gently. The key is not to overmix the batter, so the loaf stays soft and tender. Once it’s in the oven, all that is left to do is let the smell of banana bread fill your kitchen and enjoy. Unless your name is Nagi The Banana Hater.

1. Lining the pan

Banana bread steps
  1. Scrunch a 40 cm / 16″ long sheet of baking / parchment paper, it becomes softer and makes it easier to press and stay in the pan.

  2. Fit the paper into a loaf pan (21.5 x 11.5 x 7 cm / 4.5 x 8.5 x 2.75″). There’s no need to grease the pan to make the paper stick, just fit it in, the batter will weight it down. Leave overhang on the sides for easy lifting.

2. Making the batter and bake

Banana bread steps
  1. Dry – Whisk the dry ingredients in a bowl (flour, baking soda, salt, cinnamon and allspice). 

  2. Mash bananas – In a large mixing bowl, mash the bananas with a potato masher until mostly smooth.

Banana bread steps
  1. Wet – Then add all the wet ingredients (brown sugar, eggs, melted butter, oil, sour cream, vanilla) and whisk until combined. Pour the dry ingredients into the wet ingredients.

  2. Combine – Use a rubber spatula to mix until the flour is just incorporated. Having a few little flour lumps is ok, it’s better than overmixing which will make your banana bread firmer rather than soft.

Banana bread steps
  1. Fill pan – Pour the batter into the prepared pan and smooth the surface.

  2. Bake – Put the banana bread into the oven preheated to 180°C/350°F (160°C fan-forced). Then bake for 70 minutes, until a skewer inserted in the centre comes out clean (turning the pan around halfway through cooking). While cooking, a crack will naturally appear along the top of your banana bread. The centre continues to expand, it pushes through the firm crust, creating that classic split. It’s totally normal.

Banana bread steps
  1. Cool for 10 minutes in the pan. The loaf should be nicely risen with a well-browned top and a crack along the centre.

JB's banana bread
JB's Banana bread

How To Serve Banana Bread

This recipe took a lot of testing, but I’m happy with the result, a soft, tender loaf with great banana flavour that works every time. Simple ingredients, simple method, and a banana bread you can rely on.

I hope you enjoy baking and eating this one as much as I did. If you make it, please let me know how it turns out. Happy baking and bon appétit! – JB

JB's banana bread

FAQ – Banana Bread

Watch How To Make It

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The RecipeTin Eats Banana Bread recipe

JB’s Banana Bread

Servings8 – 10

Tap or hover to scale

Recipe above video. The wait is finally over! After weeks of testing, tweaking and plenty of taste-testing, my banana bread is finally ready to share. Crispy golden top, caramelised sides, and a soft crumb with big banana flavours that slices like a dream. Let’s go!

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Instructions

ABBREVIATED RECIPE

  • Preheat oven and line loaf pan. Whisk dry ingredients together. In a seperate bowl, mash bananas, then mix in the rest of wet ingredients. Add dry to wet and mix gently until just combined. Pour into prepared pan. Bake at 180°C/350°F (160°C fan) 70 minutes.

PREPARATION

  • Preheat oven to 180°C/350°F (160°C fan-forced). Arrange the shelf so the loaf will sit in the middle of the oven.

  • Prepare the pan – Scrunch a 40 cm / 16″ sheet of baking / parchment paper and press it into a loaf pan (21.5 x 11.5 x 7 cm / 4.5 x 8.5 x 2.75″), leaving overhang on the sides for easy lifting.

MAKING THE BATTER AND BAKE

  • Whisk dry – Mix dry ingredients in a bowl, whisk together the flour, baking soda, salt, cinnamon and allspice until well combined.

  • Mash Bananas – In a large mixing bowl, mash the bananas with a potato masher until mostly smooth. Measure out 1 3/4 cups – save the excess for your morning smoothie. (Note 4)

  • Add wet – Add the brown sugar, eggs, extra yolk, sour cream, melted butter, oil and vanilla. Whisk until combined.

  • Add dry – Pour the dry ingredients into the wet. Fold gently with a spatula until the flour is just incorporated. Having a few little flour lumps is ok, it’s better than overmixing which will make your banana bread firmer rather than soft.

  • Fill pan – Pour the batter into the prepared pan and smooth the surface.

  • Bake – Put the banana bread in the oven and bake for 70 minutes, until a skewer inserted in the centre comes out clean (turning the pan around halfway through cooking). While cooking, a crack will naturally appear along the top of your banana bread. The centre continues to expand, it pushes through the firm crust, creating that classic split. (Note 5)

  • Cool in the pan for 10 minutes, then lift out, and place on a wire rack. Let it cool for an hour before slicing. (Note 6)

  • Serving – Serve banana bread slices slightly warm or at room temperature. It’s great on its own, or spread with a little butter. Perfect for breakfast, afternoon tea, or a quick snack any time of the day.

Recipe Notes:

1. Baking Soda – Also known as bi-carbonate of soda, it makes the loaf rise and keeps it light. Baking powder doesn’t work as well. The banana bread wouldn’t rise as much and its texture would be different.
2. Banana ripeness – The riper the bananas, the stronger the flavour and sweetness, but the texture of the bread stays the same.

  • Just ripe (yellow, no spots): light banana flavour, less sweetness.
  • Ripe (yellow with a few brown spots): balanced flavour and sweetness.
  • Overripe (lots of brown spots or mostly brown): deeper banana flavour and more natural sweetness.

All stages work well. The difference is in taste, not texture, the crumb will stay soft and moist regardless. Again, if you can’t find overripe bananas or don’t have time to let them ripen, don’t worry, ripe yellow bananas will still make a great banana bread!
3. Sour cream – A key element here, fat helps create a soft crumb and prevent the bread from drying out and its mild acidity triggers the baking soda to react and create the beautiful banana bread rise. Yoghurt is a great substitute. Avoid milk or buttermilk, they are thinner and can change the batter consistency, leading to a looser structure.
4. Mashing bananas – If you don’t have a masher, a fork will do the job just fine. It may take a little longer, but keep pressing and mashing until the bananas are mostly smooth with only small lumps left.
5. Baking – If your oven runs a little cooler and after 70 minutes the centre is still not cooked, simply loosely cover the top with foil and continue baking. This will prevent the crust from browning too much while the middle finishes cooking. Check every 5–10 minutes with a skewer until it comes out clean.
6. Cooling down – If you plan storing it for later, you will need to let the banana bread cool completely, this can take up to 6 hours. If you don’t, the residual heat will make the crust soggy and create excess moisture that will affect texture and shorten the shelf life.
Leftovers and Storage – Keeps for 4 to 5 days in an airtight container. If the weather is warm or humid, you can store it in the fridge. For longer storage, slice the loaf, wrap and freeze the pieces individually. This way, you can take out a slice whenever you need one. 
Nutrition per serving

Nutrition Information:

Calories: 328cal (16%)Carbohydrates: 44g (15%)Protein: 3g (6%)Fat: 16g (25%)Saturated Fat: 5g (31%)Polyunsaturated Fat: 3gMonounsaturated Fat: 7gTrans Fat: 0.3gCholesterol: 22mg (7%)Sodium: 126mg (5%)Potassium: 73mg (2%)Fiber: 1g (4%)Sugar: 22g (24%)Vitamin A: 248IU (5%)Vitamin C: 0.1mgCalcium: 35mg (4%)Iron: 1mg (6%)

In Memory of Dozer

This photo was taken before I officially joined RecipeTin Eats. At the time, I was catering a team lunch for them. Just another job, or so I thought. It was one of the very first time I met Dozer. From the moment I stepped into the kitchen, he planted himself right next to me and stayed there almost the entire lunch, observing and supervising. I thought he was finding his bearings as the new sous-chef… but really, he was the head chef. 🦮 ♥️

Banana bread - Dozer



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A new one-a-day-pill holds promise for HIV's 'forg…

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It’s designed to take the place of complicated, multiple drug regimens that many people with HIV need to follow. And it’s also beneficial because the HIV virus is always evolving.

(Image credit: Science Source)



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The Adventures of Prince Achmed, the Oldest Surviving Animat…

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Die Aben­teuer des Prinzen Achmed, or The Adven­tures of Prince Achmed, lays fair claim to being the ear­li­est ani­mat­ed fea­ture film in exis­tence. If we do grant it that title, it beats the next con­tender by more than a decade. While Prince Achmed came out a cen­tu­ry ago, in 1926, Snow White and the Sev­en Dwarfs, whose pro­duc­tion was presided over by a cer­tain Walt Dis­ney, did­n’t reach the­aters until 1937. The lat­ter pic­ture holds great dis­tinc­tion in the his­to­ry of cin­e­ma, of course, not least that of being the first fea­ture made with cel ani­ma­tion: the dom­i­nant tech­nique through­out most of the twen­ti­eth cen­tu­ry, and one whose dig­i­tal replace­ment has been lament­ed by clas­sic ani­ma­tion enthu­si­asts. But the quiv­er­ing sil­hou­ettes of Prince Achmed show an alter­na­tive.

The mak­ing of Snow White was, by the stan­dards of the day, a vast under­tak­ing, requir­ing Dis­ney to mar­shal artis­tic and indus­tri­al resources at a scale then unknown in ani­ma­tion. Prince Achmed, by con­trast, owes its exis­tence most­ly to the work of one woman: Lotte Reiniger, who first learned the craft of scheren­schnitte sil­hou­ette-mak­ing as a lit­tle girl in Berlin.

Scheren­schnitte was inspired by what was thought to be ancient Chi­nese arts of paper-cut­ting and pup­petry, but when watched today, Prince Achmed or the oth­er ani­ma­tions Reiniger cre­at­ed bring more read­i­ly to mind tra­di­tion­al Javanese wayang kulit shad­ow pup­pet the­ater: an aes­thet­ic that, in a sense, suits the source mate­r­i­al ide­al­ly.

The episodes that con­sti­tute Prince Achmed’s nar­ra­tive are drawn in large part from One Thou­sand and One Nights, a text whose cen­turies-long evo­lu­tion bears the marks of not just many dis­tinct cul­tures across Asia and the Mid­dle East, but also those of more dra­mat­ic trans­for­ma­tion through its folk­tales’ cul­tur­al trans­po­si­tion into French, then oth­er Euro­pean lan­guages. What Reiniger brings to enchant­i­ng hand­made life isn’t any par­tic­u­lar place at any par­tic­u­lar time, but rather an ele­gant, mys­te­ri­ous, quite lit­er­al­ly arabesque realm that nev­er real­ly exist­ed. In oth­er words, Prince Achmed takes place in what can only be called the Ori­ent — which, now that the film has fall­en into the pub­lic domain, we can all vis­it when­ev­er we like. And if such vis­its hap­pen to inspire a new gen­er­a­tion of Lotte Reinigers in this world of mar­ket-researched mega-bud­get ani­ma­tion, so much the bet­ter.

Relat­ed con­tent:

The First Ani­mat­ed Fea­ture Film: The Adven­tures of Prince Achmed by Lotte Reiniger (1926)

The Ground­break­ing Sil­hou­ette Ani­ma­tions of Lotte Reiniger: Cin­derel­la, Hansel and Gre­tel, and More

Ani­ma­tion Pio­neer Lotte Reiniger Adapts Mozart’s The Mag­ic Flute into an All-Sil­hou­ette Short Film (1935)

The Ani­ma­tions That Changed Cin­e­ma: The Ground­break­ing Lega­cies of Prince Achmed, Aki­ra, The Iron Giant & More

Watch the Old­est Japan­ese Ani­me Film, Jun’ichi Kōuchi’s The Dull Sword (1917)

The Beau­ti­ful Anar­chy of the Ear­li­est Ani­mat­ed Car­toons: Explore an Archive with 200+ Ear­ly Ani­ma­tions

Based in Seoul, Col­in Marshall writes and broad­casts on cities, lan­guage, and cul­ture. He’s the author of the newslet­ter Books on Cities as well as the books 한국 요약 금지 (No Sum­ma­riz­ing Korea) and Kore­an Newtro. Fol­low him on the social net­work for­mer­ly known as Twit­ter at @colinmarshall.



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Dive into Wool Creature Lab’s World of Vibrant Felted Nudibr…

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Among the myriad delights of the marine world, nudibranchs count among some of the most adorable. There are around 3,000 known species of these often very colorful, textured, soft-bodied animals. Technically part of the mollusc family, they shed their shells as they grow older, so we sometimes refer to them as “sea slugs,” but the name doesn’t exactly live up to their inherent style. For artist Arino Borevich of Wool Creature Lab, however, these unique minuscule beings truly shine in vibrant, felted fiber.

A decade ago, Borevich was working as a cook at a remote biology research station in northern Russia’s White Sea. “I was surrounded by 200 marine biologists and students living and working together on a small island,” she tells Colossal. “That summer changed everything. It was there that I first learned about nudibranchs—these impossibly colorful sea slugs with shapes and patterns that looked like they came from another planet.”

A hand holds a tiny felted sculpture in the shape of a blue-and-white nudibranch

Wool Creature Lab was born when, as a way to pass time and explore her creativity, Borevich felted a few nudibranchs to gift to some of the scientists who were studying them. She started an Etsy shop and Instagram, going with a gut feeling that these little woolen specimens “wanted to exist in the world,” she says. Soon, marine biologists and divers from all over the world began to find her work, some of whom requested particular species, including scientists who had documented certain nudibranchs for the first time.

So far, Borevich has recreated more than 40 different kinds, carefully reimagining real, scientifically described creatures into meticulously crafted fiber versions. She has an ambitious dream to sculpt every one of the thousands of known nudibranchs. “Each sculpture takes six to 12 hours to make, so this might take a while,” she says.

More than two dozen of Borevich’s pieces were on view recently during the Xiamen International Art Festival in China as part of the Ark Farm eco-art exhibition. Support her work on Patreon, where she gives away a handmade nudibranch each month.

A hand holds a tiny felted sculpture in the shape of a pink and white nudibranch
A tiny felted sculpture of a green, ruffly nudibranch
A hand holds a number of tiny felted sculptures in the shape of colorful nudibranchs.
A tiny felted sculpture of a yellow, red, and white nudibranch
A tiny felted sculpture of a green and white nudibranch
A hand holds a tiny felted sculpture in the shape of a green-and-purple nudibranch
A tiny felted sculpture of a yellow and white nudibranch
A hand holds a tiny felted sculpture in the shape of a green-and-white nudibranch
An overview of six little containers filled with tiny felted wool sculptures of colorful nudibranchs



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7 Essential Business Loans for Construction Projects You Sho…

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When managing construction projects, comprehension of the various financing options available can be vital for your success. From short-term construction loans that address immediate cash needs to equipment loans that help you purchase critical machinery, each loan type serves a specific purpose. You’ll find options like SBA 7(a) loans and merchant cash advances that cater to different financial situations. Knowing these seven important business loans can help you make informed decisions that improve your project’s viability and profitability.

Key Takeaways

Key Takeaways

  • Short-term construction loans provide quick funding, typically disbursing within 1-2 days for project-specific needs.
  • Merchant cash advances offer urgent financing with flexible repayments based on daily sales percentages.
  • Business lines of credit help manage cash flow, allowing access to funds as needed with lower interest on withdrawn amounts.
  • Invoice financing allows construction companies to access funds tied up in invoices, improving cash flow without stringent qualification criteria.
  • SBA loans offer long-term financing options with competitive interest rates and terms for various construction funding needs.

Short-Term Construction Loans for Contractors

Short-Term Construction Loans for Contractors

When you’re managing a construction project, having quick access to funds can be crucial for keeping everything on track. Short-term construction loans for contractors are designed to provide this immediate capital, often disbursing funds within one to two days.

You can find lending firms for commercial construction projects that offer these loans, which typically range from $10,000 to $500,000, customized to your specific needs. One advantage is that these loans usually don’t require collateral, making them accessible even if your credit score fluctuates.

The fixed lump sums come with specified interest rates, simplifying your financial planning. Repayment terms typically last from six months to two years, aligning with the duration of your project.

Business Lines of Credit for Construction Businesses

Business Lines of Credit for Construction Businesses

Business lines of credit for construction businesses offer a flexible financing option that can be crucial for managing cash flow during projects. These lines function much like credit cards, providing access to approved credit limits with lower interest rates. You’ll only pay interest on the amounts you withdraw, making this a cost-effective choice for your financial needs.

Using a line of credit responsibly can additionally improve your business’s credit profile, enhancing future borrowing terms. You can utilize these funds for purchasing materials, covering unexpected expenses, or paying for labor as you await client payments. Approval typically requires a minimum gross monthly revenue of $10,000 and a credit score of 500 or higher, making it accessible for many construction businesses.

Feature Description
Interest Payment Only on withdrawn amounts
Use Cases Materials, unexpected expenses, labor
Credit Profile Improvement Responsible use improves terms
Approval Requirements $10,000 monthly revenue, 500+ credit score

Equipment Loans for Construction Companies

Equipment Loans for Construction Companies

When you’re looking to improve your construction company’s capabilities, equipment loans can be a smart choice.

These loans offer 100% financing to acquire necessary machinery, with a simple application process that often gets you the funds within days.

With competitive interest rates and flexible repayment terms, you can invest in vital equipment without straining your cash flow.

Equipment Financing Benefits

Equipment financing offers significant advantages for Caterpillar companies looking to acquire vital machinery without straining their cash flow.

These loans typically provide 100% financing, allowing you to purchase fundamental equipment with the machinery itself serving as collateral. This means you can invest in the necessary tools without depleting your working capital.

Competitive interest rates make these loans even more appealing, helping you improve operational capabilities. By utilizing equipment financing, you can preserve cash flow, enabling you to manage other operational expenses effectively.

Moreover, responsible use of these loans can positively impact your credit profile, improving future financing opportunities as your business grows.

Streamlined Application Process

Maneuvering through the application process for equipment loans can be straightforward, especially for Caterpillar companies enthusiastic to acquire new machinery. Here’s what you can expect:

  • 100% financing: The equipment serves as collateral, making approval easier.
  • Minimal documentation: Most lenders require just a few crucial papers.
  • Quick approvals: You could get approved in 24 to 48 hours.
  • Competitive rates: Enjoy attractive interest rates that benefit your budget.
  • Flexible repayment terms: Align your payments with cash flow for effective management.

With these advantages, securing equipment loans becomes less intimidating, allowing you to focus on growing your business and enhancing operational efficiency.

Make the most of this streamlined process to invest in the machinery your company needs.

SBA 7(a) and Microloans for Construction Companies

SBA 7(a) and Microloans for Construction Companies

For construction companies seeking financial support, the SBA 7(a) loan program and Microloans offer valuable options to meet various funding needs.

The SBA 7(a) loan program provides loans up to $5 million, allowing you to purchase equipment, cover operational costs, or finance construction projects. With competitive interest rates often lower than conventional financing, these loans become a cost-effective choice for your business. Repayment terms range from 10 to 25 years, ensuring manageable monthly payments that align with your cash flow.

On the other hand, Microloans, which can provide up to $50,000, are designed particularly for startups and small businesses needing working capital.

Both SBA 7(a) loans and Microloans can be used for buying materials, hiring staff, and covering vital expenses, ultimately promoting growth within your construction company. These financing options can greatly improve your ability to execute projects effectively as you manage your financial obligations.

Invoice Financing and Factoring for Construction Companies

Invoice Financing and Factoring for Construction Companies

In terms of managing cash flow in construction, invoice financing and factoring can be game-changers for your business.

With invoice financing, you can access up to 100% of your invoice value, allowing you to cover project expenses without the wait for client payments.

On the other hand, factoring lets you sell your accounts receivable at a discount to quickly obtain funds, ensuring you maintain operations smoothly even when cash flow is tight.

Cash Flow Management

Cash flow management is crucial for construction companies, especially when maneuvering the challenges of delayed client payments.

Utilizing invoice financing and factoring can provide immediate liquidity, helping you maintain financial stability. Here are some benefits of these options:

  • Access up to 100% of invoice value instantly.
  • Augment cash flow to meet payroll and project expenses.
  • Benefit from less stringent qualification criteria.
  • Improve financial flexibility for strategic project bidding.
  • Avoid lengthy waits for client payments.

Invoice Collateral Benefits

Managing cash flow effectively is crucial for construction companies, and leveraging invoice collateral through financing and factoring can greatly improve financial stability. Invoice financing allows you to receive up to 100% of the invoice value upfront, helping you mitigate the waiting period for customer payments. Conversely, factoring involves selling invoices at a discount to a lender, providing immediate capital as the lender collects directly from the customer. Both options use invoices as collateral, simplifying the qualification process based on the customer’s creditworthiness. These solutions aid in managing operational expenses and maintaining steady cash flow, particularly during peak project phases or post-completion waiting periods.

Financing Type Benefits
Invoice Financing Up to 100% upfront, improved cash flow
Factoring Immediate capital, lender collects payment
Collateral Basis Simplified qualification, customer credit
Operational Support Helps cover expenses and maintain cash flow

Merchant Cash Advance for Construction Companies

Merchant Cash Advance for Construction Companies

Are you looking for a fast way to fund your construction projects? A Merchant Cash Advance (MCA) could be the solution. This option provides quick access to capital by offering a lump sum in exchange for a percentage of future credit card sales or daily bank deposits.

Here are some key points to take into account about MCAs:

  • No collateral is needed, making it less risky for you.
  • Approval can happen within 24 hours, ideal for urgent needs.
  • Repayment is flexible, based on daily sales percentages.
  • Although fast, MCAs usually come with higher costs; factor rates can range from 1.1 to 1.5 times the borrowed amount.
  • Best suited for short-term financial needs, like purchasing materials or covering payroll.

Keep in mind the potential impact on your overall cash flow before opting for an MCA.

This financial tool can be beneficial, but it requires careful consideration.

Renovation and Redevelopment Loans

Renovation and Redevelopment Loans

When funding a construction project, you may find that a Merchant Cash Advance isn’t the only option available. Renovation and redevelopment loans particularly cater to updating, broadening, or reimagining existing properties, whether residential or commercial. These loans cover various costs, such as construction, design, and permits, providing an all-encompassing financial solution.

Interest rates and terms can vary widely based on your creditworthiness and the lender, so it’s vital to shop around. You’ll likely need to present detailed plans and budgets, demonstrating the potential for increased property value post-renovation. Many lenders likewise require a clear timeline and may tie disbursements to project milestones to manage risk.

Loan Type Typical Use Key Requirement
Renovation Loan Updating residential homes Detailed project plan
Commercial Redevelopment Broadening business space Timeline for completion
Design Loan Architectural changes Budget demonstrating value
Construction Loan New builds Permits and inspections
Bridge Loan Temporary funding Proof of future financing

Frequently Asked Questions

Frequently Asked Questions

What Do I Need to Know About Construction Loans?

When considering construction loans, you need to understand their short-term nature, typically lasting six months to two years.

Lenders disburse funds in phases based on project milestones. You’ll need to submit detailed financial statements, tax returns, and an extensive project plan during your application.

A strong credit score, ideally 680 or higher, is often required. After approval, you’ll manage draw requests and provide proof of completed work to access funds efficiently.

Do You Need 20% Down for a Construction Loan?

You don’t necessarily need 20% down for a construction loan.

Although typical down payments range from 10% to 25%, some lenders offer options with as little as 5% down, especially for qualified buyers.

There are even no-money-down alternatives, but these often come with higher interest rates or stricter criteria.

It’s essential to assess your financial situation and compare multiple lenders to find the best down payment requirements for your project.

What Do You Need to Get Pre-Approved for a Construction Loan?

To get pre-approved for a construction loan, you’ll need a credit score of at least 500 and monthly revenue of $10,000 or more.

Prepare crucial documents like tax returns, financial statements, and a detailed project plan outlining your scope, budget, and timeline.

Lenders will additionally review your business’s operational history, requiring at least six months of activity, and may ask for contractor qualifications to assess project viability.

Can SBA 7A Loans Be Used for Construction?

Yes, you can use SBA 7(a) loans for construction projects.

These loans offer up to $5 million, covering costs like land, materials, and labor. With competitive interest rates and flexible terms ranging from 10 to 25 years, they provide a solid financing option.

To qualify, you’ll need a strong business plan, financial stability, and typically a credit score of 680 or higher. This makes SBA 7(a) loans a viable choice for construction financing.

Conclusion

Conclusion

In summary, comprehending the various business loans available for construction projects can improve your financial strategy and project execution. Short-term loans, lines of credit, and equipment financing each serve distinct purposes, whereas SBA loans and merchant cash advances offer additional support. By leveraging these funding options effectively, you can manage cash flow, invest in necessary equipment, and guarantee your projects stay on track. Staying informed about these loans is essential for your construction business’s long-term success.

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This article, “7 Essential Business Loans for Construction Projects You Should Know” was first published on Small Business Trends

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