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12 Ancient Board Games From Around The World

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Mancala may be the oldest board game in the world as archaeologists found evidence of it dating as far back as 6000 years before the common era. Making Mancala and its versions probably the oldest board games ever.

Though it was found in Jordan, the game is very popular in Africa, some findings in Egypt and Ethiopia suggest the game spreading in the continent around the 11th century BCE.

So if you are looking to add ancient Egyptian board games to your collection, Mancala would make a great addition.

The rules are fairly simple, usually, there are five holes in front of each player and one bigger one on the right-hand side. With four pebbles in the small holes, you have to empty each hole going clockwise.

You always put one in the big one to your right, but never in the opponent’s.

As you go around, your points are the number of pebbles in the big hole, so have to play smart, while making life difficult for your opponent.

You can buy handmade Mancalas on Etsy and you can also find modern versions of this fun ancient board game on Amazon.



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2024 Cebu Pacific Promos & PISO SALE with Number of Seats Av…

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By continuing to read this article, you agree to double-check with the concerned establishments for the latest updates.

Cebu Pacific, the country’s leading budget airline, has launched another massive SEAT SALE! From September 6 to 10, the cost of base fare for some seats on select domestic and international flights have been slashed to only PhP 1!

Not ready to fly now? No worries, because the travel period is from November 1, 2024 to May 31, 2025! Here are more details.

THEPOORTRAVELERKLOOKTHEPOORTRAVELERKLOOK

Promo Period: September 6-10, 2024
Travel Period: 1 November 2024 to 31 May 2025

Cebu Pacific Septembest SaleCebu Pacific Septembest Sale

Please note that the published rates are BASE FARES only. Taxes, baggage allowance costs, fuel surcharges, and other fees are yet to be added.

If you have an existing travel fund, you can also use that to book a seat.

TO BOOK, VISIT: www.cebupacificair.com


Which destinations are covered by the sale?

To see the list of routes included in the sale and the NUMBER OF DISCOUNTED SEATS available for this round of promotions, check out this page.


Understanding Promos and Piso Fare Sales

Airline promos are legit. They’re not trying to fool you when they announce a sale but you can’t find any promo seats. The problem is, it’s getting tougher and tougher to snag them because thousands of people are gunning for a limited number of seats.

If you’ve been trying to score Cebu Pacific promo fares but always fail to pin down any, it’s time to sit down and check if you’re doing it right. Here are some tips!

While AirAsia is widely credited for revolutionizing air travel in mainland Southeast Asia, in the Philippines, that honor has always been held by Cebu Pacific Air.

For the longest time, the phrase low-cost carrier had been synonymous with Cebu Pacific. They might have even coined the term “piso fare,” any mention of which is sure to get any budget traveler excited. For years, Cebu Pacific has brought flying closer to more Filipinos. We know this because our blog, in its early years, was powered mostly by these piso fares!

In fact, we flew Cebu Pacific on our very first trip as bloggers. We were able to snag a roundtrip ticket from one of their seat sales. Back then, there weren’t that many additional fees. Promo tickets back then cost no more than P100. Today, Cebu Pacific continues their tradition of making air travel more affordable. Although I sometimes find their year-round fares pricier than other airlines’, what I like about CEB is that when they say they’re giving away big discounts, they mean it. They don’t slash just a few hundred pesos and call it a massive sale for PR. When they do it, they do it with a BANG.

If you’ve been trying to score Cebu Pacific promo fares but always fail to pin down any, it’s time to sit down and check if you’re doing it right. But first, understand how these sales work.

  • Only a limited number of seats are put on sale. The number of seats on a plane is not infinite. And as much as we would love for airlines to put all of them on sale, it’s just not gonna happen because they need to make a profit too! If you’re a big group and you want to be on the same flight, good luck with that.
  • Published rates often refer to BASE FARES only. Base fares are the costs of the seat, minus all the government taxes, terminal fees, and other surcharges. Base fares are the biggest chunk of the price that are actually within the airline’s control. When Cebu Pacific says PISO FARE, what they mean is that the base fare is only P1. Add all the taxes and other fees, and that’s the total amount that you need to settle to complete your booking.
  • You need to be early. It’s first come, first served. Even when the selling period lasts several days, don’t expect to see promo fares on the last few days. Chances are, others might have already booked those precious seats way before you. The good news is, Cebu Pacific now makes SOLD OUT announcements.
  • You need to be fast. Each customer is given only a limited time to book per session. The specific seat you’re eyeing might be gone in a matter of minutes (or seconds).

Be the First to Know about Seat Sales

The first step to grabbing a promo fare is knowing when the sale is going to be.

  • Like Cebu Pacific Air on Facebook. Seat sales are usually announced on Facebook first.
  • Like THE POOR TRAVELER on Facebook. Yep! We always announce major seat sales and promos not just by Cebu Pacific but other airlines as well. If you really want to make sure you don’t miss the sale, prioritize our posts on your News Feed. To do that, simply visit The Poor Traveler FB page, hover on the FOLLOWING button. On the list of options that will be revealed, choose SEE FIRST.


Things to Prepare Before the Sale

Booking a promo fare is like going to war. Haha. Thousands of hungry bargain-hunters will be fighting for a very limited number of seats. Prepare for battle!

  • A fast, reliable internet connection. The faster the connection, the better. Airline’s websites slow down during sale because of the sheer number of people and having a sucky connection would make matters worse. Fortunately, Cebu Pacific’s website has improved drastically over the past few years. It’s actually much easier to book now and you can see multiple dates at once, unlike before. Even at peak moments, downtimes rarely happen.
  • A Cebu Pacific Air/GETGO account. GetGo is Cebu Pacific’s loyalty/rewards program, and being a member has its own perks. If you have a GetGo account, you won’t need to type your personal and credit card details when booking a flight. Time is very important during a seat sale. Having an account will save you time and effort. Some sales are also exclusive to GetGo members; some give them early access or early notification.
  • Your travel details. Your target destination, travel dates, and preferred time.
  • Your PLAN B details. In case your first choice isn’t available anymore, having an alternative destination or date ready will make the process go more smoothly. It will help to check the number of promo seats available. The list is usually posted on the promo page of the website hours before the actual sale. This will help you see which routes have more discounted seats, hence more chances of getting promo tickets.
  • Your companion’s personal details. These include their full name and birth date. Usually, passport number isn’t a required field. You may also ask your companion their seat (aisle or window) and meal preferences beforehand.
  • Lots of patience. Booking promo flights isn’t easy. It takes a lot of patience and determination, hahaha. When the site crashes or your connection fumbles, don’t give up easily. Just keep your game face on!

How to Book with Cebu Pacific

  1. Visit Cebu Pacific Air’s official website: www.cebupacificair.com.
  2. Choose your origin, destination, travel dates, and number of travelers. Book by small batches. This is one thing I have proven so many times. When you book for so many people at once, the site doesn’t display promo fares. But when you book for just one or two people, you can have that same flight (same plane, same day, same time).
  3. Click SEARCH. If there are too many people accessing the site, you will be asked to wait.
  4. Choose your flights. Once you make it through to the results page, you can choose the flight. You can also scan other dates. The lowest fare is displayed just below the date (tab label). Once you find a promo fare on a date that you want, click on the price and choose your add-ons. You may choose to add a check-in baggage allowance and/or meals. Then click CONTINUE (the blue button on the lower right corner of the screen).
  5. Enter the details of each traveler. They will need your full names, birth dates, and nationality. Click CONTINUE.
  6. Choose your add-ons. (optional). These include additional baggage allowance, seat preference, meals, and insurance (TravelSure). Click CONTINUE.
  7. Review the booking details.
  8. Pay. You can pay via credit card, debit card, Paypal, AliPay, or payment center.

Note: For some major sales, the Payment Center option is not available on the first day only.

That’s it! Once the payment is accepted, you’ll receive the itinerary and confirmation in your email.



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Unveil Your Potential: The Relentless Aaron Journey Guide

Unveil Your Potential: The Relentless Aaron Journey Guide

The Science of Hustle: Lessons from Relentless Aaron’s Journey

Relentless Aaron’s journey is a testament to the power of hustle. His story is filled with lessons on persistence, determination, and the relentless pursuit of goals. Here are some key takeaways from his journey:

  • Never give up, no matter how tough things get
  • Embrace every setback as a learning opportunity
  • Stay focused on your goals

Overcoming Adversity: How Relentless Aaron Rebuilt His Life

From facing tough times to rebuilding his life, Relentless Aaron shows how resilience can change your destiny. Key lessons include:

  • Learning from past mistakes
  • Building a new path despite challenges
  • Keeping faith in your journey

Self-Publishing Power: How Relentless Aaron Took Control of His Narrative

Relentless Aaron chose self-publishing to take charge of his storytelling. This empowered him to share his voice without constraints. Learn how he did it:

Key Step Description
Writing Authentic Stories Stories that reflect real-life struggles and triumphs
Marketing Effectively Directly engaging with readers and promoting his work
Building a Brand Establishing a recognizable name in urban fiction

Relentless Aaron’s Entrepreneurial Journey in Filmmaking

Branching into filmmaking, Relentless Aaron brought his stories to life on screen. Important aspects of his filmmaking journey are:

  • Translating novels into screenplays
  • Collaborating with creative professionals
  • Navigating the film industry

Expanding Creativity: Relentless Aaron’s Venture into Comic Books

Relentless Aaron expanded his creative reach by venturing into comic books. This allowed him to explore new storytelling mediums. Key points include:

  • Engaging a different audience
  • Using visual storytelling techniques
  • Collaborating with artists

Building an Empire: Lessons from Relentless Content

Relentless Aaron’s journey is marked by the building of an empire. From novels to filmmaking, his relentless content creation teaches valuable lessons:

  • Diversifying creative projects
  • Consistently producing high-quality content
  • Balancing multiple business ventures

From Prison to Publishing: How Relentless Aaron Changed the Game

Coming from a challenging background, Relentless Aaron transformed his life through publishing. Core elements of his transformation include:

Phase Focus
Rehabilitation Gaining new skills and knowledge
Writing Starting to write and publish from prison
Growth Expanding into different forms of storytelling

Empowerment Through Storytelling: How Relentless Aaron Uplifts Others

Relentless Aaron uses his writing to empower others. His stories provide inspiration and encourage personal growth:

  • Narratives that resonate with real-life experiences
  • Characters that overcome adversity
  • Messages that foster empowerment and resilience

Real-Life Inspirations Behind Relentless Aaron’s Novels

Dive into the real-life inspirations that shape Relentless Aaron’s novels. His stories are influenced by:

  • His own life experiences
  • Observations from urban communities
  • Social issues and challenges

Authenticity: The Key to Relentless Aaron’s Success

Authenticity is central to Relentless Aaron’s success. By staying true to his voice, he connects deeply with his audience. Key aspects of authenticity include:

  • Honest storytelling
  • Reflecting genuine struggles
  • Maintaining consistency across works

Ignite Your Creativity: Embracing Self-Publishing Power

Self-Publishing Power: How Relentless Aaron Took Control of His Narrative

One of the most powerful avenues for writers today is self-publishing. By embracing this route, you can take full control of your creative work, much like Relentless Aaron has done with his storytelling and entrepreneurial ventures.

The Rise of Self-Publishing

Self-publishing allows writers to bypass traditional publishing gatekeepers and bring their stories directly to readers. This empowerment journey means you can maintain creative control, set your deadlines, and directly profit from your hard work.

Benefits of Self-Publishing

Self-publishing offers numerous advantages that can help you unleash your full potential as a writer:

  • Creative Freedom: You get to decide every aspect of your book, from content to cover design.
  • Higher Royalties: You can retain a larger share of the profits compared to traditional publishing.
  • Speed to Market: Get your book to readers faster without waiting for a publisher’s approval.
  • Global Reach: Platforms for self-publishing provide access to readers worldwide.
Benefit Description
Creative Freedom Full control over your work’s artistic direction
Higher Royalties Retain a larger percentage of your book’s earnings
Speed to Market Publish your book more quickly
Global Reach Access an international audience

Steps to Successful Self-Publishing

  1. Writing and Editing: Focus on producing a compelling manuscript. Hire professional editors to refine your work.
  2. Cover Design: Invest in a captivating cover that captures the essence of your story.
  3. Formatting: Ensure your book is formatted correctly for both print and digital formats.
  4. Publishing Platforms: Use self-publishing platforms to make your book available to readers.
  5. Marketing: Develop an effective marketing strategy to promote your book and reach your target audience.

Overcoming Challenges

Self-publishing is not without its hurdles. Here are some common challenges and how to overcome them:

  • Quality Control: Ensure high standards through professional editing and design services.
  • Marketing: Utilize social media, book reviews, and author events to spread the word about your book.
  • Distribution: Choose the right platforms to distribute your book widely.
Challenge Solution
Quality Control Hire professional editors and designers
Marketing Use social media and author events
Distribution Select the best publishing platforms

By embracing self-publishing, you, like Relentless Aaron, can harness your creativity and entrepreneurial spirit to take control of your narrative and achieve success on your own terms.

Relentless Beauty of the Week

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It’s only right! My Queen, the actress, singer, designer extraordinaire, LaTonya Holmes is on a METEOR to the top! Our inaugural “Beauty of The Week” (drumroll please)… Ms LaTonya Holmes!

Revolutionize Your Life: Resonating Affirmations for Positive Change

 

Revolutionize Your Life: Resonating Affirmations for Positive Change

In the journey of self-discovery and personal growth, affirmations play a pivotal role in reshaping one’s reality and fostering positive change. Affirmations are deliberate statements crafted to challenge and replace limiting beliefs, empowering individuals to manifest the life they aspire to live.

The Power Behind Affirmations:

Affirmations transcend mere positive thinking; they are rooted in the profound concept of neuroplasticity, the brain’s remarkable ability to rewire itself based on repetitive thoughts and experiences. By consistently affirming empowering thoughts, individuals can forge new neural connections that pave the way for aligning actions with intentions and desires.

Overcoming Negative Self-Talk:

Negative self-talk can be insidious, reinforcing self-imposed limitations and hindering personal growth. By consciously substituting negative narratives with affirmations filled with positivity and empowerment, individuals can rewrite the script of their lives, setting the stage for transformation and progress.

Crafting Effective Affirmations:

Crafting impactful affirmations involves employing positive language, personal ownership, and framing statements in the present tense. These guidelines ensure that affirmations resonate deeply with one’s subconscious, ushering in a shift towards a more empowering belief system.

Impact on Your Reality:

As individuals commit to practicing affirmations diligently, subtle yet powerful shifts begin to unfold in their lives. Increased confidence, heightened awareness of opportunities, and a stronger alignment between thoughts and actions are observable outcomes of integrating affirmations into one’s daily routine.

Transforming Words into Reality:

The true essence of affirmations lies in their ability to transcend mere words and permeate one’s core belief system. As affirmations become ingrained in one’s subconscious, individuals naturally gravitate towards circumstances and opportunities that align with their aspirations, truly living out the affirmations they once spoke into existence.

The Temptation To Do A Cash-Out Refinance As Rates Collapse

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With record-high home equity and declining mortgage rates, the temptation to do a cash-out refinance is growing. I’ve certainly considered it myself. However, after careful reflection, my conclusion is that it’s probably not the best move.

Having written about refinancing since 2009, I’ve seen too many unfortunate cases where people took out a Home Equity Line of Credit (HELOC) or did a cash-out refinance, only to harm their overall financial health. The urge to spend on unnecessary things was simply too hard to resist.

The less debt you carry, the better. Ideally, you want to finish your working years debt-free, so you can enjoy a financially stress-free retirement.

A cash-out refinance increases your debt load and heightens the risk of falling behind on your financial goals. As we get older, time becomes our most precious resource, and moving backward financially only costs us more of it.

My Master Plan to Buy Real Estate and Then Do a Cash-Out Refinance

In 2023, I devised a two-step plan to improve both my finances and lifestyle.

The first step was to pay cash for a home, as high mortgage rates had dampened demand. By purchasing with cash during that period, I aimed to secure a better deal and avoid high mortgage costs. The second step was to patiently wait for mortgage rates to decline, then do a cash-out refinance to re-liquify my assets.

I successfully executed step one and bought my forever home at a discount in October 2023. Since then, home prices have risen by 10%–15%, as seen in the 2024 spring bidding wars. Meanwhile, mortgage rates have dropped significantly, falling nearly 2% from their peak.

Now, I’m faced with a decision: should I take advantage of these lower rates by cashing out? I suspect some of you may have had the same master plan and are now wondering the same thing.

For long-time homeowners, with so much home equity built up , why not unlock some of it to enhance your life now? Never mind that you’re already enjoying your home that has risen in value—you want more!

Resist the temptation to do a cash-out refinance after purchasing a property with cash when rates were high and now that mortgage rates are down
Resisting doing a cash-out refinance

Why You Probably Shouldn’t Do a Cash-Out Refinance

I have 80% confidence that bidding wars will be even more intense in the first half of 2025 than they were in 2024. Such bidding wars will push median home prices to new all-time highs. We’re heading into the ideal environment for real estate price appreciation due to the following factors:

  • Pent-up demand
  • Undersupply of homes
  • Declining mortgage rates
  • A soft economic landing or mild recession
  • Record-high stock market wealth
  • A multi-year Fed rate cut cycle
  • Clarity on the next presidential administration and potential housing incentives
  • A potential rotation of capital from public equities to real estate

Even if you’re highly confident that real estate prices will continue to rise, there’s always a chance they won’t. There’s always a possibility you could lose your job, face a health crisis, or lose your home to a natural disaster.

Are you comfortable taking on more debt when there’s a one-in-five chance of loss? If you are over the age of 40 and have a family to take care of, the answer is no. Don’t do a cash-out refinance.

Resist the temptation to tap into your home equity by reminding yourself that you’re already doing an excellent job providing for your family. Don’t jeopardize that progress. You’ve worked hard to build up substantial equity for your retirement, whether you have children or not—don’t risk it now.

You’re Already Winning With All That Home Equity

As someone striving for financial independence, your goal should be to eliminate debt by the time you no longer want, or are able, to work. If you’ve paid cash for your primary residence or paid it off, you’ve achieved one of the most critical milestones for financial independence.

If you have more than 50% equity in your home, you’ve passed the tipping point. Instead of reversing the debt snowball, as more of your mortgage payment goes toward principal, let the snowball accelerate.

Once you have momentum in paying down debt, keep it going. If you do a cash-out refinance, you’re arresting your financial progress. Not only does refinancing cost money, but you’ll also have to pay ongoing interest to service the new debt.

When you’ve paid cash for a home or have a comfortable mortgage amount left, there are few expenses you can’t cover with cash flow. Think about it—beyond food, clothing, shelter, and healthcare, what more do you need? If you have health insurance, you shouldn’t need to do a cash-out refinance for any of these basics.

Keep your wants in check. But what about doing a cash-out refinance to cover more significant needs, like emergencies, college tuition, or more real estate? Let’s discuss.

Percentage of American U.S. homeowners that have no mortgages by year

A Cash-Out Refinance for Emergencies

Emergencies should be covered by cash flow and your emergency fund, which should consist of at least 6 months of living expenses in a liquid account.

It usually takes 1–2 months to complete a cash-out refinance. If you’re facing a true emergency, a refinance won’t provide the funds in time. Instead, a cash-out refinance will first cost you more money given there’s a fee to do so. Start building a larger emergency fund now if yours is thin.

A Cash-Out Refinance for College

You’ve had 18 years to save for college, perhaps more if you planned well. There’s no good reason to put your home at risk to pay for college. Tuition should be covered by diligent saving, preferably in a tax-advantaged 529 plan.

Even if you needed $100,000 for college, the cost and time required for a cash-out refinance wouldn’t make it worthwhile. It’s better to cover a shortfall with cash flow, by having your child work, or by using student loans.

Don’t risk your home to pay for unrelated expenses. Compartmentalize your funds and protect your home at all costs. Once you decide to mix up your funds, your chances of getting into financial trouble increases.

A Cash-Out Refinance to Buy More Property

Using home equity to buy more property was common during the low-interest-rate environment. While rates have been declining since 2023, they are still higher than in 2020–2021.

Taking on more debt to purchase another property with debt compounds your risk. The temptation to do cash-out refinances often peaks when real estate mania is at its height. If you get caught in a downturn with too much debt, your net worth could get wiped out.

It’s better to methodically save for a down payment with your cash flow. Over 5–10 years, you can accumulate a 20%+ down payment for another property. Meanwhile, you’re still benefiting from real estate appreciation through your primary residence.

Most homeowners who were obliterated during the global financial crisis had taken on too much debt. As a result, their credit was ruined, preventing them from participating in the subsequent 10-plus-year real estate bull market. That’s a double blow!

What About A Cash-Out Refinance To Buy Stocks?

Doing a cash-out refinance to buy stocks can be even riskier than using the proceeds to invest in real estate. While stocks have historically provided higher long-term returns, they are much more volatile than real estate.

The primary motivation for cashing out to buy stocks is the potential for higher profits, but that’s greed talking. Stocks provide no utility, unlike real estate. For this reason, I don’t recommend using a cash-out refinance to buy the S&P 500 or any other stocks. Keep your greed in check, and don’t mix funds.

You’re already winning with real estate. Keep that success separate from your stock investments.

Doing A Cash-Out Refinance To Pay For Retirement

It’s unwise to use home equity for retirement spending. That’s what Social Security, tax-advantaged retirement accounts, taxable investments, and pensions are for. After a lifetime of earning and investing, it’s time to rely on your investments for their intended purpose.

It’s easy to spend home equity on wants rather than needs in retirement.

For example, a 76-year-old woman I know took out $200,000 from her $400,000 home 15 years ago to cover everyday living expenses. Unfortunately, these expenses ballooned due to reckless spending on pets she couldn’t easily take care of. Fifteen years later, she still owes about $200,000 on her home. It should have been paid off when she was 62.

Worse, she also owes over $100,000 in revolving credit card debt, encouraged by the money she received from her home equity. Having access to a lot of money can sometimes encourage you to spend even more money. This is why having a broke mindset can be beneficial.

Her financial situation has put immense stress on her children, who are now trying to pay off and close her credit card accounts one by one. As you age, it can become more difficult to keep track of finances, especially as cognitive decline sets in.

Meanwhile, debt is relentless in its compounding of interest. Without a steady paycheck in retirement or tremendous discipline, debt can undo the wealth you spent a lifetime building.

Trapped Equity Can Actually Provide Peace of Mind

Critics of “trapped equity” argue that home equity is unproductive. They say it could be used to earn a higher return. While this is certainly possible, it’s also possible to lose money and end up with more debt and stress.

If you’re truly satisfied with what you have, don’t further complicate your finances.

People who advocate for extracting home equity are often in real estate or lending, or they’re dissatisfied with their wealth. If you’re still building toward financial independence, reinvesting home equity in higher-returning assets may make sense. But once you’ve reached a point of contentment, the idea of a cash-out refinance becomes less appealing.

There will always be another great property to buy. At some point, you have to be okay with having enough.

Hard to resist the temptation to do a cash-out refinance with so much home equity in owner-occupied housing by generation

Reward Yourself In a Different Way

I get it—what’s the point of saving diligently and taking the risk to buy a property if you can’t maximize the rewards? There are even people in the personal finance world who still defend their decision to sell their homes in 2012 or rent for over a decade. Compared to them, you’re crushing it!

You absolutely deserve to enjoy the progress you’ve made in building your wealth. And you already are—by living in your home. Not only are you providing for your family and creating wonderful memories, but you also have the option of tapping into your home equity if you really need it.

However, if you do cash out, you’ll have to figure out what to do with the proceeds, which can bring added stress about reinvesting. Instead, reward yourself with peace of mind and a hot fudge sundae instead.

Sure, your home’s value could rise even more if mortgage rates decline, creating even more equity to tap. But don’t give in to temptation. The fact that you’re continuing to build home equity should be rewarding enough.

Now, if mortgage rates drop below 3% again, you might consider doing a cash-out refinance and making it rain. In the meantime, keep things simple and stay focused on your journey toward financial independence.

To Summarize Why You Shouldn’t Do A Cash-Out Refinance

Here are the top reasons for not doing a cash-out refinance:

  1. Higher Interest Rates: If current mortgage rates are higher than your existing rate, a cash-out refinance will increase your monthly payments and cost you more in interest over time.
  2. Closing Costs: Cash-out refinances involve significant closing costs, typically 1%-4% of the loan amount. These costs can erode the financial benefit of pulling equity from your home, especially if you’re not planning to stay long-term.
  3. Risk of Foreclosure: Since the loan is secured by your home, if you’re unable to make payments, you risk foreclosure. This makes tapping into home equity risky if your income or financial stability is uncertain.
  4. Resetting the Loan Term: A cash-out refinance typically extends your mortgage term, even if you’ve already paid down a significant portion of the original loan. This could mean paying more in interest over the life of the loan, even if the monthly payment is lower.
  5. Depleting Home Equity: By taking out a portion of your home’s equity, you reduce your ownership stake in the property, leaving you with less equity in the event of a housing market downturn or if you need to sell.
  6. Potential to Overborrow: With a cash-out refinance, you might be tempted to borrow more than necessary, putting your financial future at risk if the funds are not used wisely.
  7. Tax Implications: The interest on a cash-out refinance is only tax-deductible if the funds are used for home improvements. Using the money for other purposes—like paying off debt or funding vacations—won’t qualify for tax deductions, reducing the potential benefit.
  8. Negative Impact on Credit: A larger loan balance increases your debt load, potentially affecting your credit score and making it harder to qualify for future loans or credit lines.
  9. You’ve Almost Won The Game: If you own your home free and clear, you’ve achieved a significant financial independence milestone. Your goal should be to keep moving forward, not backward on your road to financial independence.
  10. Stressful To Reinvest The Proceeds: Finally, taking on debt to invest is a risky proposition. Unless you have strong conviction in something specific you want to invest in that will far exceed the interest you will pay, don’t do it.

Reader Questions And Suggestion

Have you ever done a cash-out refinance? If so, how much did it cost, how long did it take, and what did you do with the money? Know anybody who cashed out and lost?

If you’re considering investing in private real estate, take a look at Fundrise. They manage private real estate funds focused on the Sunbelt region, where valuations are lower, and yields are higher. Fundrise specializes in residential and industrial real estate, offering investors diversification and passive income potential.

Currently, Fundrise manages over $3.5 billion for more than 500,000 investors. I’ve personally invested over $270,000 with Fundrise, and they’ve been a proud sponsor of Financial Samurai for years.

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Pickled Jalapeños Recipe – Cookie and Kate

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pickled jalapenos with taco ingredients

I consider myself a pickle connoisseur, and I dare say that these pickled jalapeños are the best. These pickled jalapeños are fresh and lightly crisp, with the perfect level of heat. They’re so much better than their store-bought counterparts, which have been sitting on the shelf for who knows how long.

To make this recipe, you’ll need fresh jalapeños, vinegar, water, an optional garlic clove, and salt. That’s it—the rest of the magic is due to the method.

how to prepare jalapenos

These pickles will taste fully pickled after a four-hour rest in the refrigerator, so make them earlier in the day or the night before you need them. They retain their lovely flavor for about one month in the refrigerator.

These pickled jalapeños offer the perfect spicy pop to my meals! I hope you love them as much as I do.

sliced jalapenos

How to Make the Best Pickled Jalapeños

This recipe required a research deep dive on jalapeño spice levels and five attempts to get just right. These pickled jalapeños, like my famous dill pickles, are refrigerator pickles. They benefit from room temperature—not hot—brine and a rest in the refrigerator. Thanks to the cool temperature, they better retain their crisp texture, vibrant green color, and fresh flavor. 

Like my other pickle recipes, the brine is made from equal parts vinegar and water. It always tastes just right—bold and puckery but not overwhelmingly pungent. I love the refrigerator pickling method because it spares my kitchen from the stink of hot vinegar!

I wanted to make pickled jalapeños that were spicy but not overwhelmingly so, like store-bought pickled jalapeños. Most other homemade pickled jalapeño pepper recipes, including my original recipe for pickled peppers, call for sweetener to tame the heat.

Store-bought jalapeño pickles are typically unsweetened, however, and I thought surely I could find a way to avoid it. You’ll find all my heat-taming tricks in the section below, and the recipe at the bottom of the post.

Watch How to Make Pickled Jalapeños

pickled jalapenos recipe

Pepper Selection Tips

The ideal jalapeños offer plenty of bold pepper flavor without being so hot that you cry actual tears. Choosing peppers that meet this criteria is not an exact science, but I’ve found some guidelines that will help steer you toward the right peppers for this recipe.

Choose larger jalapenos.

Capsaicin is the compound in chili peppers that yields their signature burning sensation. Capsaicin is the most concentrated in the seeds and membranes of the peppers. Larger peppers have relatively more flesh, so they’re a better bet.

Choose smooth, shiny green jalapenos.

In other words, avoid peppers with white stripes, which could indicate that the pepper is older and encountered more environmental stressors that potentially increased its spice level. Peppers with reddish spots are wild cards—they were on the vine long enough that they are becoming mild in the red spots but may still be spicy elsewhere.

How to Mellow the Spice Level

Even when you choose your peppers carefully, they may taste hotter than you want your pickled jalapeños to be. The pickling process helps a bit and distributes the spice more evenly amongst the peppers that share a jar, but we can do even better.

Remove the seeds and membranes.

To maintain the signature pepper ring shape found in store-bought pickled jalapeños, use a grapefruit spoon or other small spoon to release the membranes where they attach to the inside of the pepper. Gently scoop or tap until the membranes and seeds fall out of the pepper. Then, slice your peppers into thin rounds. 

Soak the sliced jalapenos in cool water for 30 minutes.

This is optional, but I generally find it necessary. Sample a few tiny bites of your peppers first. If they’re much too spicy, soak the sliced jalapenos in a bowl filled with cool water. Soaking removes a bit of the pepper flavor but significantly reduces the heat level, so it’s worth it if it makes your jalapeños more palatable. In my tests, soaking was more effective than rinsing the peppers under running water and maintained more of their flavor.

pickled jalapenos

How to Serve Pickled Jalapeños

Pickled jalapeños offer a welcome punch of spicy pepper flavor to many meals. You can roughly chop them before serving to distribute the spice more evenly.

Try them on Mexican and Tex-Mex dishes like tacos, burritos, black bean bowls and fajita veggie bowls. Enjoy pickled jalapeños on egg-based dishes like Fresh Huevos Rancheros or any combination of scrambled or fried eggs and tortilla chips.

Sprinkle pickled jalapeños over pizzas, like this Barbecue Pineapple, Jalapeño and Feta Pizza or improvised tortilla pizzas.

Use these fresh pickled peppers in any salad recipe that calls for fresh jalapeños, like my Garden-Fresh Corn Salad. They would add a briny punch to my favorite guacamole.

More Homemade Jalapeño Condiments

Please let me know how your pickled jalapeños turn out in the comments! I love hearing from you.

pickled jalapenos in jar

Print

Pickled Jalapeños

  • Author: Cookie and Kate
  • Prep Time: 15 minutes
  • Total Time: 15 minutes (plus 4 hour chill time)
  • Yield: 1 pint 1x
  • Category: Condiment
  • Method: Refrigerator
  • Cuisine: Mexican
  • Diet: Vegan

5 Stars 4 Stars 3 Stars 2 Stars 1 Star

5 from 5 reviews

Learn how to make the best pickled jalapeños with this recipe! Enjoy pickled jalapeños that are fresh, crisp and spicy—but not too spicy. Recipe yields about 1 pint.


Scale

Ingredients

  • 8 ounces fresh jalapeños (about 5 large or 1 ¾ cup sliced—choose larger jalapeños for less spicy pickles)
  • ½ cup distilled white vinegar
  • ½ cup water
  • 1 clove garlic, peeled and smashed (optional)
  • ½ teaspoon fine salt

Instructions

  1. First, prepare your peppers: You may want to wear gloves to protect your fingers from feeling burned. Slice off the stem ends of each jalapeño. For less spicy pickles, use a grapefruit spoon or small spoon to release the membranes where they attach to the inside of the pepper. Gently scoop or tap until the membranes and seeds fall out of the pepper, then discard those pieces. Slice the jalapeños into thin rounds with a mandoline or chef’s knife. 
  2. To test the spice level of your jalapeños, sample tiny bites from several peppers. If they’re much too spicy, place the sliced jalapenos into a bowl and fill it with cool water. Let the jalapenos soak for 30 minutes, then drain them well. (You could even sample again at this point and soak for another 30 minutes if they’re still terribly spicy.)
  3. Pour the vinegar, water, garlic (if using), and salt into a medium-sized glass jar. Stir to combine. Add the jalapenos to the jar, securely fasten the lid, and give the jar a gentle shake. It may seem like you don’t have enough liquid, but the jalapenos sink over time. 
  4. Refrigerate for at least 4 hours for fully pickled peppers. If you think of it during that time, give the peppers another gentle shimmy to help distribute them into the liquid. Pickled jalapeños will keep for up to 1 month in the refrigerator. 

Notes

Quicker pickles: Warm the vinegar, water and salt in a small saucepan until it comes to a simmer. Pour it over the peppers, tuck in the smashed garlic (if using), and let the mixture come to room temperature, about 30 minutes. At that point, the peppers should taste pretty well pickled. Refrigerate for later.

▸ Nutrition Information

The information shown is an estimate provided by an online nutrition calculator. It should not be considered a substitute for a professional nutritionist’s advice. See our full nutrition disclosure here.

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How to overcome barriers to better health

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“I just bought a new BPA-free tupperware set.”

This comment, coming from my friend Anna, caught me off guard.

Anna’s a highly competent law professional. She’s a critical thinker and she fights in the heavyweight division when it comes to cutting through BS.

But the Anna I knew was falling into some painful traps that seemed to be bypassing her inner hawk-like skeptic.

She’s wanted to lose around 15lbs for some time now and came to me to share how stuck she was feeling in this goal.

She brought up an avenue she was exploring: the new BPA-free tupperware set.

“Interesting. What inspired you to focus on that?” I asked.

“Well, I’ve been reading about how microplastics in food containers can mess up our hormones and cause weight gain,” she said.

I squinted.

To backtrack, this is right after she told me how she’d been struggling to be consistent at the gym, had been relying on takeout too often, and had been sacrificing boring old sleep for adrenaline-inducing doom scrolling.

So I asked:

“What about trying to get more consistent with your workouts, or prepping more homemade meals during the week?”

And Anna said:

“Yeah, but I’ve tried that a thousand times. If it were that simple, it would have worked already.”

We’ve all done this before.

Ignored or delayed those hard-but-worthwhile habit changes in favor of some ultra-specific, niche magic bullet that’s supposed to “change everything.”

Spent hours of research on the ultimate, most optimal workout instead of devoting those hours to just doing the basic workout you already know how to do.

Waited to feel more inspired, motivated, or just less busy.

Why do we do this?

Buying new gear or a popular supplement feels like making progress.

Consuming YouTube videos or articles about stuff you can change feels like you’re doing something.

And waiting until the “right time” feels, well, right.

Except, nothing actually changes until we take real, consistent action.

We’re clever, us humans. And we’ve come up with lots of sneaky ways to avoid the basic, unsexy, difficult actions we need to take that actually drive change.

In this article, we’ll explore how to take an honest and compassionate look at why you might be distracting yourself from taking impactful action.

You’ll learn:

  • What the most impactful health habits actually are
  • Three common barriers to making sustainable progress
  • A 4-step process you can apply to start taking positive, productive action
  • How to keep yourself consistent—and achieve your goals

The stuff you know you should do (but probably aren’t doing consistently)

We all know what those basic, fundamental health habits are:

▶ Exercising, ideally 30 minutes a day, putting in moderate-to-vigorous amounts of effort, with a mix of aerobic and resistance training.

Eating mostly nutritious, minimally-processed foods. If 80 percent of your diet comes from whole or minimally-processed foods, you’re doing an excellent job. (Translation: “Perfection” isn’t required; pizza can be part of a healthy diet.)

Eating enough protein to support muscle mass, appetite regulation, and body recomposition goals, if you have them. Aim for about 1.2 to 2.2 grams of protein per kilogram of body weight (for most people, this adds up to about 4-6 palm-sized portions of lean protein per day).

▶ Prioritizing getting seven to eight hours of quality sleep. You can’t always control how well you sleep, but having some wind-down time before bed can help, as can waking up at the same time every day.

Avoiding or at least reducing excessive consumption of alcohol or drugs, including cigarettes. No fun, we know. But it’s for a good cause.

Easily, we could add stuff like prioritizing positive, nurturing social relationships, managing stress, and probably others, but just the above list is uncommonly met.

In fact, only six percent of Americans perform all five of the following basic health behaviors:1

  • Meet physical activity recommendations
  • Don’t smoke
  • Consume alcohol in moderation (or not at all)
  • Sleep at least seven hours
  • Maintain a “normal” BMI

If you’re doing the math, that means close to 94 percent of Americans aren’t doing the basics.

Yet, these foundational behaviors also help us achieve a long list of common goals, whether that’s reaching a healthy weight, improving athletic ability, or just living a longer, healthier life.

So why do we struggle so much to do them?

Here are three common barriers we see among clients (and coaches!), plus potential solutions to overcome them.

By the way, ambivalence is normal.

That push-and-pull feeling you have when you think about making a change?

It has a name, and it’s called ambivalence.

Ambivalence describes the mix of feelings you have when you contemplate, say, waking up earlier so your mornings are less stressful, or cutting down on TV time.

We naturally and normally feel ambivalence about change—“I want this, and at the same time, that.”

(For example, wanting to eat healthier, and also wanting to have your favorite treats whenever you want without constraint.)

We also naturally and normally feel resistance towards change—“I want this, and at the same time, not.”

(For example, wanting to stop using your phone as a mindless distraction, but not wanting to deal with the anxiety you get whenever you’re left with your own thoughts.)

These contradictory emotions can seem frustrating, puzzling, or “illogical.” Yet, ambivalence and resistance are fundamental parts of the change process.

The higher the stakes of change, the more likely we are to feel a mix of strong and unexpected emotions, pushback, rebellion, angst, and other types of resistance and ambivalence.

Rather than signaling that the change is a wrong move, strong ambivalence and resistance tend to signal that this change matters to us.

In a sense, it’s good news.

It tells us we care.

Basics Barrier #1: You have ambition overload.

Maybe you’ve decided you want to be healthier. So you declare that, starting Monday, you’re going to exercise for an hour everyday and “eat clean” at every meal and sleep eight hours every night.

(Currently, you don’t have a regular exercise habit, don’t particularly like vegetables, and regularly stay up past midnight.)

Now, let’s be honest: You’re asking yourself to change a lot of stuff at once.

And the last time you created an elaborate plan for overhauling your life…

… Did it work?

Probably not.

(And that’s okay.)

When we feel frustrated or stuck in our current situation, making a plan filled with idealistic dreams can provide us temporary relief.

And our brain has several (normal) cognitive biases that prevent us from judging the future accurately.

We often think we’ll have more time, energy, attention, and motivation in the future than we really do.2 3 4 5

There’s a powerful, instantaneous comfort that comes with overloading our future self. (Because after all, we won’t start the plan until Monday.)

The problem with this is:

Big, complex plans often don’t fit into our already busy, complex lives.

We under-estimate how many smaller tasks are hidden in the bigger plans.

When we (almost inevitably) are unable to execute these ambitious goals, we blame ourselves, our personality traits, our “willpower” or “discipline,” and build a pitiable story about how we “struggle with consistency.” Or how living this way is “impossible”.

Then, sadly, we fulfill that prophecy.

Basics Barrier #2: You think only hardcore, “industry-secret,” or “cutting-edge” stuff works.

This barrier comes from the following common belief:

“If getting healthy just took eating, sleeping, and exercising moderately well, then everyone would be healthy.”

Because everyone knows they should eat their vegetables, get seven to eight hours of sleep per night, and stay active, right?

(We’d agree.)

But let’s go back to the previously mentioned statistic:

Only 6 percent of Americans are consistently performing the most basic health and fitness behaviors.

If we add on slightly more advanced—but still very basic—behaviors like eating five servings of fruits and vegetables every day, optimizing protein intake, and effectively managing stress, that number would shrink significantly.

So, the first thing is to believe that these simple behaviors work. Because they do. It’s just that most people (probably close to 99 percent of us) are not doing them all simultaneously and consistently.

The second thing is to accept that these simple behaviors are a little bit boring. Because they are. Part of the reason we’re attracted to new diets or “magical” supplements is because we just want something more interesting to try.

That’s especially true if we’ve already sort of tried the “eat more vegetables” thing and it didn’t “work” for us in the way we expected.

With something new and cutting-edge, there’s also the possibility of a new outcome, a new us.

And of course, that’s incredibly appealing.

Thing is, most hardcore, “industry secret,” or “cutting edge” tools and strategies are, respectively: unsustainable, inaccessible, or ineffective (or unproven).

They’ll take your effort, your time, and often your money, but without giving you a good return on your investment—all the while distracting you from the stuff that actually works.

Basics Barrier #3: You think your efforts (and your results) have to be perfect.

Another lie in the health and fitness industry is that you have to be “perfect” to maintain great health. You know, eat only organic salads and chia seeds, be able to run a marathon, and wake up at 5 am every day to meditate and write in your gratitude journal.

The truth is, perfection definitely isn’t required.

Depending on how you look at this, this could be a relief to hear, or a disappointment.

On the one hand, it’s nice to know that you don’t have to have it “all together” to be healthy—even above-average healthy.

On the other hand, many of us pursue better health with the belief that our optimal or even “perfect” self will one day, with the right plan or routine, be attainable.

But “perfect” health is an illusion.

Humans, even exceptionally healthy ones, get sick, get weird rashes, have digestive problems, need reading glasses, get into slumps, or just otherwise have a series of bad days.

None of us are “safe” from those life events, and accepting that can feel a little… vulnerable.

It’s much more comfortable to believe that if you just take this powdered algae supplement, or follow this specific morning routine, you’ll be immune to any kind of painful human experience.

The irony is, to achieve your realistic “best self,” you probably have to accommodate your “worst self” too. You know, the one who’d rather watch another episode of Love is Blind than work out, or eat a party-size bag of Doritos and call it dinner.

Because life happens.

Work gets busy.

Or your kid goes through a “phase.”

Or it’s pie season.

Any number of obstacles, distractions, and competing demands make it impossible for perfection to be maintained with any kind of consistency.

Which is why we need to let go of the illusion that a “perfect” self exists—the one who always has the energy, will, and option to make the ideal choice—and support what our real self wants and needs.

We’ve got four steps below to help you.

4 steps to start taking effective (and realistic) action

Now that we know what’s potentially getting in the way of taking productive action, here are four steps to get unstuck.

Step #1: Explore the why before the how.

Before you (or a client) start undertaking something you want to change, it’s helpful to understand your deeper motivations first.

Do a little investigating by asking questions like:

  • What about this change is important to you?
  • How serious or pressing is this for you?
  • Why not continue doing what you’re already doing?

You can also go through one of our favorite motivation-mining exercises, The 5 Whys.

When you know why you want to change something, and you’re clear on the consequences of not taking action, you’ll be more likely to feel that deeper, more sustaining push to keep going, even when things get tough.

Step #2: Prioritize the most effective actions.

We can do all the things!! Really!! We just can’t do all the things… all at once.

Effective change means being able to realistically:

  • Identify all the tasks, trade-offs, and commitments involved
  • Prioritize what matters for the results you want
  • Figure out what to do first

What are the essentials in relation to your goal? Regardless of all goals, they likely include a movement practice, a nutrition practice, and/or a recovery practice.

If you want some guidance on how to select the most effective action for your goal, check out our Skills, Practices, and Daily Actions Cheat Sheet.

Here’s how to use it:

▶ Start with the domain you’re most interested in improving (such as “Nutrition” or “Stress”).

▶ Then, get specific about what skill within that domain you’d like to improve (for example, “Eat well intuitively”), plus the practice that most appeals to you within that skill (say, “Eat to satisfied”).

▶ Lastly, choose a daily action from the list of examples under your chosen practice. (For example, “Record hunger and fullness levels at the start and end of meals.”)

Once you choose your action, make it work for you by following step 3, below.

Step #3: Make sure you can take action, even on your worst day.

“I like to challenge a client to set a pathetic goal. If it’s so pathetic, then obviously you can do it, right?” says Kate Solovieva, PN Super Coach and Director of Community Engagement.

Sound inspiring?

Maybe not.

But if you’ve been struggling with consistency, it’s exactly where to start.

Ask yourself:

  • What can I do on my absolutely worst day where everything goes wrong? How much time, effort, or enthusiasm will I realistically have?

Five minutes of walking? 10 push-ups? One extra portion of veggies? Three conscious deep breaths before every meal? Nothing is too small; it just has to be something.

Now you’ve got your floor.

Then ask yourself:

  • What can I do on my best day, when I feel on top of the world and circumstances are on my side? How much time, effort, or enthusiasm will I realistically have?

One-hour of all-out effort at the gym? Two hours of meal prep that will feed you and your family for the next three days? A 45-minute guided meditation?

This is your ceiling.

Now that you’ve identified your “floor” and your “ceiling,” you’ve defined a flexible range of actions that can adapt to your fluctuating, unpredictable, real life.

But applying this range requires a paradigm shift:

Your health habits aren’t an “on” or “off” switch; they’re on a dial.

When life is sweet and smooth, you can turn your exercise, nutrition, and sleep dials way up—if you want. Bust through your PRs at the gym, eat all the arugula, meditate like a monk.

But if life gets nuts, you don’t have to switch off completely.

Just turn the dial down a little.

The below is a visual representation of how this might work for exercise, but you can apply this same thinking to your nutrition, sleep, stress management, or whatever you’re working on.

1-10 movement dial filled

The important part: Even if you do your “floor” or “dial level 1” action—even if it’s for days on end—it still “counts.”

You still get the gold star.

Doing the bare minimum isn’t failing.

It’s succeeding, in the context of a real, messy, beautiful life.

Step #4: Create an ecosystem that supports you.

Health and fitness professionals often forget how different their lives are from their clients.

For example, many coaches work at gyms, enjoy being physically active, and hang out with other active people. Exercising regularly is almost easier to do than not do, because, as Coach Kate says, “they’ve built a life that makes that habit seamless.”

So if you want to make your health goals more likely, Coach Kate offers this advice:

“Build an ecosystem that makes failing nearly impossible.”

When they want to make a change, many people assume that good intentions and willpower will be enough to carry them through. (And when they fail, naturally, they blame themselves for being “bad” or “weak.”)

We often forget about the context and environment that shapes our behaviors—making certain actions more likely or less likely to occur.

A recent review from Nature Reviews Psychology ranked different behavior change strategies and found that access was the number one influencer of people’s behaviors. (People who lived in neighborhoods with affordable grocers close by ate better, just like people who had to drive a long distance to the closest gym were less likely to exercise.6)

Not everyone can change neighborhoods, but most people have some degree of control over their more immediate environments, and can leverage this power to shape desired behaviors.

One example is the “kitchen makeover,” where you make sure foods you want to eat are washed, prepped, and at the front of the fridge, ready to eat on a whim. Meanwhile, foods that don’t support your goals get tossed, or relegated to the highest cupboard. (When you need a stepladder from the basement to reach the cookies, you might find you eat them less.)

(If you want to try it out, check out our Kitchen Set-up Assessment worksheet.)

Think about the goal you want to achieve, and the behaviors that support it. Then, evaluate how you might make small changes to your environment by:

  • Using a trigger: Sometimes called a “cue” or a “prompt,” a trigger is simply a reminder to do a desired action. For example, you might block the door of your home office with a kettlebell, reminding you that, every time you leave or enter the office, you have to do ten kettlebell swings. If you’re trying to cut down on mindless phone time, you can install an app that reminds you to shut things down after 20 minutes on social media.
  • Decreasing “friction”: Supermarkets put candy next to the checkout, making it easy to slip that chocolate bar into your cart while you’re standing in line, likely bored and hungry. You can be equally sneaky about encouraging positive behaviors too, such as putting fruit on your counter, ready for a quick snack, or packing your gym bag the night before, so it’s ready to grab on your way out the door before you change your mind.
  • Constraining available options: Whether it’s deleting time-sucking apps off your phone, removing foods you know you lose control around from your kitchen, or heck, creating a capsule wardrobe so you waste less time in the morning getting dressed, constraint can actually free up a lot of time, brain power, and energy.

Invest your energy building the ecosystem that nudges you to make desired actions the obvious choice. This requires a little more work on the front end, but the payoff will be greater for less overall work.

Embrace C+ effort.

If you’re a perfectionist, or a former straight-A student, that line hurt to read.

(Don’t worry. This C+ won’t result in your parents telling you that they’re disappointed.)

But what all of the above barriers and solutions have in common, is that they recognize and work with our inherent imperfection.

None of us is perfect, and expecting as much often results in failure (or at best, short bursts of success, followed by a crash).

Adopt an attitude of compassion and acceptance towards your human self—who’s most likely trying their hardest—and work with your vulnerabilities, instead of constantly expecting yourself to grit your teeth against them.

There will be times you’re getting “A’s” in fitness. That’s awesome. And you also don’t need to aim for C+. Just don’t think of yourself as a failure when you have to dial it down.

Living a healthy, meaningful life means constantly striving to do our best—while also allowing for flexibility, mistakes, and bad days (or seasons).

You’ll be surprised at how much better “good enough” is than nothing. Especially in the long run.

References

Click here to view the information sources referenced in this article.

If you’re a coach, or you want to be…

You can help people build sustainable nutrition and lifestyle habits that will significantly improve their physical and mental health—while you make a great living doing what you love. We’ll show you how.

If you’d like to learn more, consider the PN Level 1 Nutrition Coaching Certification.

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13 Best Museums In London To Visit For Free – Hand Luggage O…

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London is an incredible city to visit. It’s the kind of city where everyone is welcome, and the diversity and communities make it so amazing. Also, there are heaps of the best free museums in London dotted all across the city. London is absolutely a world-class city to visit, especially with its museums.

Of course, you’ve got heaps of areas in London to explore – each with its own character and charm that feels like a cluster of towns—from the palaces to visit, exploring neighbourhoods like Covent Garden to day trips from London. There is honestly something for everyone.

So, to make the most out of your trip, I’m sharing some of the best free museums in London that I think you shouldn’t miss. Now, I’ve also added a few galleries and private collections too. The galleries are all free, but the private collection (which I’ve detailed) is free on certain days – so make the most of those days. 

Anyway, have an amazing visit to London. 

1.) Natural History Museum

Best Things To Do In London (31)

The Natural History Museum is, as the name suggests, a natural history museum. Who’d have thought? 

Perched within the west of London, it’s within easy reach of the Science Museum and the Victoria and Albert Museum. This all means you can visit the three in one big outing. 

Best Museums In London To Visit Darwin Centre Natural History Museum Free Entry

Not only that, the Natural History Museum in London is one of the largest natural history museums in the world, housing a vast collection of specimens of animal and plant life from all over the world. It’s colossal.

Over the years, I’ve visited around fifteen times and still haven’t made it to each and every exhibit.

Best Things To Do In London (11)

Once here, make sure to stroll within the main concourse and spot the huge blue whale skeleton right above your head. You’ll also get to see meteorites, explore how the earth moves and even see dinosaur skeletons.

It’s one of the best free museums in London, and they never charge a fee to enter. 

Read more: Best things to do in West London

2.) Imperial War Museum London

Best Museums In London To Visit Imperial War Museum Entry

The Imperial War Museum London is one of Lambeth, London’s most famous war and peace museums.

It is dedicated to war history and features a collection of weapons, vehicles, and other exhibits. Moving exhibits explore the effect of war on the world and the place of the military in the modern era.

It’s really interesting, unsettling, and truthfully horrifying at times. Now, this might sound macabre and dark, but it’s often the realities of conflict, and the exhibits at the Imperial War Museum London detail them exceptionally well.

Give yourself at least 1.5 hours to wander between the exhibits (or all day if you visit them all). Again, it’s a free museum in London and you don’t need to pay anything to enter. 

Read more: Best things to do in the south of London

4.) Museum of London Docklands 

Best Museums In London To Visit Docklands Museum Entry

If you’re visiting the east of London or heading to areas across the Thames (like Greenwich), then consider taking the DLR to Canary Wharf to visit the Museum of London Docklands

It’s a stone’s throw from Canary Wharf Station and has around nine free exhibits that you can explore. One of the things that makes the Museum of London Docklands so special is that it has heaps of exhibits on trade with and through London. It details the good, the bad, and the ugly of British colonial expansion, exploitation, slavery, and the Docklands during the war. 

It’s one of the best free museums in London if you’re interested in British history and the development of the Docklands area. Open every day until 5 p.m., a visit will usually take around 90 minutes to fully explore.  

Read more: Best things to do in East London

5.) British Museum

Best Museums In London To Visit British Museum Free Entry

The British Museum, in Central London, is one of the world’s largest and most comprehensive museums, and it can be explored in days (not just hours).

It has a collection of over eight million works of art and artefacts from around the world, including the Rosetta Stone, the Parthenon Sculptures, and the Sutton Hoo Treasure. Now, there’s much-heated debate about the role of the British Museum in housing artefacts considered to be ‘taken’ from around the world.

Whatever your feelings are about this, it’s still one of the best free museums in London, truly one of the best in the world. Inside, you can wander around the exhibits and explore the extensive range of Egyptian artefacts. They also have heaps of African and Greek history, too. 

Just be sure to give yourself around 4 hours to stroll briefly around the British Museum. It’s huge. Better still, split your visit over two days so you don’t get ‘museum fatigue’. 

Read more: Best things to do in Central London 

6.) Churchill War Rooms

The Churchill War Rooms are a museum located in Whitehall, London. They were the headquarters of the British government during World War II, and have been preserved as they were during the war. Located in the Whitehall area of London, you’ll get to explore secret corridors, bunkers and hidden chambers where Churchil led his cabinet during World War II. 

Now, a caveat here: the Churchill War Rooms isn’t technically free. There is a fee to pay for entry. That being said, it can be free, so hear me out.  If you are already an IWM (Imperial War Museum) member, you’ll get totally free entry to go inside. 

Read more: Best palaces in London to visit

7.) National Maritime Museum

Best Museums In London To Visit National Maritime Museum Free Entry

 

The National Maritime Museum is located in the Greenwich area of London. It’s one of the best free museums in London, especially if you’re visiting Greenwich to explore the wider area. 

Dedicated to the history of seafaring, with a collection of ships, models, and other exhibits. The museum was founded in 1695 and is one of the largest maritime museums in the UK. Once here, you can follow expeditions, trade and other centuries-old history connected to Greenwich.

Afterwards, make sure to spend some time visiting the Queen’s House (next door and free to enter). You’ll also get to stroll around the Royal Naval College, visit the Cutty Sark (tea clipper) and visit the Painted Hall.

The latter is like London’s version of the Sistine Chapel and is totally beautiful. 

Read more: Best things to do in Greenwich

8.) The Design Museum

Best Museums In London To Visit Design Museum Free Entry

Located in the west of London, the Design Museum is one of the best free museums in London. It is near High Street Kensington tube station. 

Now, it’s totally free to enter, and almost all exhibits are free. There is occasionally one exhibit that requires a small fee to enter, but that’s about two percent of the overall museum. It’s so interesting to explore the past, present, and future design-led projects that have shaped our world.

Just make sure to give yourself at least 90 minutes to stroll around inside. The museum is vast. 

Read more: Best things to do in West London

9.) Science Museum

Best Museums In London To Visit Science Museum Free Entry

The Science Museum is, as you guessed, a science museum located in South Kensington. It is one of the largest science museums in the world, housing a huge collection of exhibits on science and technology. Over the years, we’ve visited a handful of times, and it’s always really interesting. 

Once you’re here, make sure to wander around the exhibits and spot the Stephenson Rocket, the first steam locomotive to travel at over 30 miles per hour.

Not only that, the Science Museum also has an extensive collection of aircraft and spacecraft, including the Concorde supersonic airliner. It’s so epic to see. 

10.) Victoria and Albert Museum

Best Museums In London To Visit Victoria and Albert Museum Free Visit

The Victoria and Albert Museum is the world’s largest museum of decorative arts and design. Based in the west of London (South Kensington), it’s within walking distance of the Natural History Museum, and you can easily explore both on the same trip. 

Once inside, you’ll be able to browse over 2 million objects that are on display (or in the vaults). It’s colossal and well worth exploring whilst in the wider West London area. As always, entry to the V&A is totally free.  

Read more: Best things to do in West London

11.) Guildhall Art Gallery

Best Museums In London To Visit Guildhall Museum Free Entry

Based in central London, the Guildhall Art Gallery is well worth visiting while strolling the streets. It’s free to enter, and you’ll get to explore the art galleries that exhibit everything from current paintings to artwork from centuries gone by. 

Oh, and don’t forget they have free tours, five days a week. These happen from Tuesday to Sunday (at 12.15 pm and 1:15 pm). Tours take less than an hour, and you don’t have to book before showing up. It’s a great way to get the bigger picture of the art and learn more about its history.

Finally, don’t forget to go ‘underground’ and see the foundations of what remains of London’s Roman Amphitheatre. It’s thousands of years old, and although it’s just the foundations, it’s still pretty impressive to see. 

Read more: Free things to do in London

12.) Tate Modern

Technically, it is not a museum, but the Tate Modern is an international art museum in Bankside, London. It is one of the most popular museums in the world, and entry is free.

Best Things To Do In London Tate Modern Art Free

Housing a collection of modern and contemporary art, you’ll see everything from Picasso to Yayoi Kusama. Though, you may need to pay a small fee for certain seasonal exhibits, over 90% of the floor space in the Tate Modern is totally free to enter. 

Read more: Best things to do in Central London

13.) National Gallery

Best Things To Do In London (55)

Open daily, the National Gallery is one of Europe’s most prestigious art spaces to visit. Not only that, it’s one of the best free museums in London to explore if you’re already in Traflagar Square or even Covent Garden. 

Inside, the National Gallery houses a vast collection of paintings from the 13th to the 19th centuries. Each room follows a certain period and it’s soincredible to see some of the world’s most famous art.

Once inside, make sure to spot the Arnolfini Portrait, which is a painting by Jan van Eyck that depicts a couple on their wedding day. It really is so special to see, especilly as it dates back to 1434. 

Read more: Best things to do in Covent Garden

10 Best Things To Do In Covent Garden – London


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